Use These Building Codes To Defeat Insurance Adjusters | Code Compliance

I share my favorite building codes for building code compliance in this video, flashing, decking, roofing, water damage... building codes to defeat insurance adjuster for insurance restoration contractors. The International Code Council publishes the International Building Code (IBC), the International Residential Code (IRC), the International Energy Conservation Code (IECC) and more.

Please let me know what your thoughts are below.

Keep winning, my friends... Much love and God bless!
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Strategy. Consistency. Diligence. Dedication. And most importantly of all, putting in the HARD WORK... that's REQUIRED... to WIN IN THIS GAME!

I'll see you at the top!

- Chad Michael
#ThePractitioner

[joshkolnitys]

Chad this was great. I’m a homeowner in Colorado who had a house fire and the insurance company’s initial estimate wanted me to just replace everything but with the code requirements and everything I’m going to have to end up replacing the foundation and starting everything from scratch. So I got bids, built a xactimate estimate and now submitted that to max out my coverage limits and get this done properly.

This episode and a few others from you have taught me a ton! I’d love to be a case study of you ever wanted one from a homeowner who did this on their own

[qdfiifl]

My man you're giving out golden info about the game. Much love and keep up the great content.

[dustyrichardson]

Always badass info! Thank you, Chad! Regarding water soaked layers and decking, does it apply to layers and decking that HAD BEEN soaked at one point, and now dried, based on interior water damage?

[kencolley]

A few months ago I had A I insurance company approve a roof that they originally did not want to pay and was going to originally deny, then the tryed to dictate that the roof was only worth $11, 500, , then all kinds of c&o or law and ordinance work had to be done in order to do roof correctly and when they got final bill, they told owner that he didn’t have codes and ordinance coverage and that’s all they were going to pay lol, , fast forward 2 months later and all of a sudden my attorney made them settle for the remaining $20, 000, ,, isn’t that amazing that they ended up still paying for the roof plus now they had to pay the attorneys fees too😆

Thanks Chad for all of what you do to help contractors that don’t know how to navigate and never take No for a answer from insurance companies, , , keep bringing the videos and the receipts, ,

[stevepatrick]

OL only applies if it is a “enforced code”. Must be able to produce a permit.

[dustyrichardson]

Does that code R908.5 also apply for commercial roof assemblies?

[randyuriarte]

I'm currently fighting against an adjustor who is denying a full roof replacement, but they are already paying for the Front slope being replaced. We're using GAF shingles and the manufacture instructions want us to overlap the Felt paper to the opposing slope. This violates IRC code, so I would assume we can use code and ordinance to justify a full replacement. They are still denying it after the information has been sent and I've called their manager several times while pushing code and instructions. They now want to get an appraisal. I want to keep escalating this but I'm not sure if they'll budge. What are your guy's thoughts? Enumclaw is the carrier.

[bobhopep]

My adjuster has ask me to get a letter from the city saying that they enforce section R905.2.1
How should I handle this?

[dakotahodge]

So does that mean they haveta pay the full coverage? Or just on the items you spend on? Someone drove through my home and I’m trying out my first home, I’m 27 and I have 8, 700 in OL coverage. How do I get them to send the full amount? I live in Oklahoma and is it itemized or is it that if it’s a building code area they pay the full amount?

[joetwo]

What is your advice when they have a policy that doesn't include coded and ordinance?

[stevepatrick]

Code does not always means a payment. Know your policy.