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financial independence is more than just freedom from work.

my 2025 sinking funds 💸

set your financial goals in 2025 💸

underconsumption 🤍

why not me?

I don’t dream of owning the most “stuff”

payday 25/26 💸

why you shouldn’t pay off your home early 🫣🏠

because of budgeting…

will I ever be able to retire 😵‍💫

underconsumption 💸

this might be controversial 🫣💸

no buy 2025 🛍️

what I spent in November 💸

you are rich.

so you have a HYSA and a Roth IRA…. what now?

payday 💸

I work hard.

underconsumption 💸

do your best with what you have 🤍

you can have anything you want, just not everything you want 🛍️💸

HSA/FSA PSA 🤪

make an extra debt payment with me 📉🎓💰

progress not perfection 💖