What is ULIP (Unit Linked Insurance Plan) in Tamil | Insurance & Stock Market | Investment Planning

FINBASICS #54

Fin Basics is the home to all your basic financial knowledge. We aim to bring about the solutions for all your basic financial problems and questions which we face in our everyday life in our very own native language.

In this video, we tell you the complete details about ULIP, its advantages, and disadvantages. We also give a comparison between endowment plans, Mutual Funds, and ULIPS.

An initiative by Krishna Mahesh and Vishnu Sanker.
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[sureshselvam]

I really appreciate you guys.. you are doing really a Great job! I really like your way of presentation which is Simple, Clear and most importantly very useful. keep rocking!!!!

[TheSriram]

Good video.one small suggestion. Always provide a sample calculation to understand the content better.

[kiruthikamahalingam]

Bro nice video!! I have invested in ICICI ULIP Maximiser fund V for the past 2 years! 50000 pa
Now it has grown to 130000 around! After seeing many videos I was in a mood to withdraw after 5 years... After seeing a positive note from u guys will hold it for long years!

[perumalrajendran]

Hi bros...Video is clear... Could you share about SBI life smart wealth builder plan.. it will be helpful for us.. thanks 🎉

[aundidhanuskodi]

Bro
Nan ulip icici pru signature plan purchase pannirukan, 2500 premium for 5 years and 20 maturity, ithu nalla plan ah bro, nan purchase pannathu fully market linked, midcap 150 memontum 50

[rickydownload]

I prefer to have Investment separate and Insurance Separate. Both should not be combined. When I don't know much about ULIP, I was convinced by a Bank Manager and I purchased ULIP. Thankfully I saw the policy illustration and the next day itself I took the free look and exited. Incurred a minimum loss

[malinimalu]

Bitcoin pathi video podunga, would like to know the pros and cons. How to buy

[reshmachandran]

Best video with very good clarity and explanation.. keep going bros

[seethaa]

Please post a video on sbi life retire smart.ibwant to come out .out of five, four years paid.is best to surrender or paid up

[manihipower]

Ji pls tell me sbi smart previlage plan

[balajisaranya]

Hello brothers.
Nice explanation.
I have some doubt. I invested by 2017 in SBI life smart Elite gold option ULIP plan for 10 years.
I paided totally 5 years 15L. Each year 3L. As per my sbi agent instructed sure will get 32L during 2027 maturity period.

Is this true?
Bz currently on 6th year now In SBI fund value shows 1647000 Rs.
How the amount will be reach 30L by 2027?
I dont about this calculation. Pls explain

[jsjohn]

Brother.. tax loss harvesting pathi video poda mudiyuma?? Tamil la oru video kooda ila. searched everywhere in youtube

[abubakkerkhateeb]

Ulip is very drawback points more expensive cost comparison to another saving plans- please explain

[rskumaran]

Hii bro
I am like ur video
Bro cpse etf pathi konjam explain pannuinga bro yethala investment panna Enna benefits long term dividened kadaikuma

[ravanthpare]

Tata Aia Life Insurance Smart Sampoorna Raksha this plan worth ha bro

[droptoramki]

@Finbasics, could you please suggest good Ulip plan as of now

[ranjithn]

Bro HDFC "SL Crest" plan is best ha? it is yearly 50000. duration 5 year. Shall we take the plan? For tax saving.

[hariharankumarasamy]

Hi guys Lic siip plan is give good returns pls suggest

[TimePass-yvvh]

Bro please help me.

I joined in TATA AIA plan for 10 years SIP and 11 years have to hold it. Total 21 years.

Plan names :

ULIP plan.
TATA AIA life insurance fortune pro - 7247rs

Saving plan-
TATA AIA life insurance smart incoming plus
-8028rs

Per month total 15k investment
Per annual total 1.8 L
10 years ku 18 L investment Pannanum.

30 days policy return pannalaam
If I don't like this

I need your suggestions
At the end of time 2 crores kidaikum nu solraanga.

Shall I believe them or cancel it ?

[kaviruthtv]

வணக்கம் சார் ;நான் சின்னசாமி, கள்ளக்குறிச்சி. எனக்கு 59 வயதாகிறது, நான் ஒரு யூலிப் ப்ளான் எடுக்கலாம் என்று இருக்கிறேன்! மாதம் ஐந்தாயிரம் ரூபாய் சேமிக்கலாம் என்று திட்டமிட்டுள்ளேன் .
எந்த நிறுவனத்தில் யூலிப் பிளான் எடுக்கலாம் என்று தயவு செய்து யோசனை சொல்லுங்கள். இதில் ஏதாவது மெடிக்கல் டெஸ்ட் உண்டா என்பதை தெரியப்படுத்தவும்.