What you need to know about freezing your credit

The easy process can be done in multiple ways.

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[StarryDynamo]

Notice
When the government or a company fks up with our information….
WE have to monitor it
WE have to worry about, stress, pay for whatever issues, deal with it etc …

If the WE mess up on our taxes
We get fined
We get jail time
We get penalties


No one will be held accountable
The company that failed through negligence will say “ we apologize “

That’s it ….

If we mess up and say sorry…. Fines $$$ or jail time

Funny huh

[km-bozx]

The 3 credit agencies should freeze or a fraud alert on everyone’s credit data.

[afns]

Why do these three private credit reporting agencies have so much power over private citizens finances?

[currentphonograph]

Things where much safer when information was kept on paper records

[Theresalynn]

If you put a freeze on one credit company, it should automatically freeze all three.
I seem to always have a problem accessing at least one of the three. I don't understand why three credit companies are needed to monitor your credit. If it is like that, one account to access all three would make sense.

[mariakristinahawl]

Couldn't someone with all your data be able to unfreeze your credit?

[nanjones]

NPD should have to pay for every person's service with all 3 bureaus to lock their data.

[StealthMapper]

The credit bureau website is frozen... Lol seriously...

[louismat]

Half of the people will freeze their credit but then forget the login for the site. There unable to unfreeze their credit.

[Ssmega]

Pretty funny since some of the hackers are us based too. Their own ssn got leaked

[theresaandrade]

I don't know why everyone doesn't keep their credit frozen until they need to apply for something. It's better to be proactive than to add a freeze after something happens. Identity theft is too big of a problem to not worry about it.

[J.Martinez]

You have to pay for a monthly subscription in order to lock your account.. Not Cool

[MSRez]

Does freezing it affect credit score? And I hear that even if it’s frozen someone can still open credit account to under your name

[mrthomaslaux]

Will it effect your current loans etc?

[illssolution]

Equifax does not charge. Experian and Transunion charge a monthly fee.

[ReganRose]

Good government bs they should stop credit scores now get bacj to basics

[sandasturner]

Wait so this only applies to just Ohio residents, ?

[nenettewalsh]

The only way to be safe no online no mail . Mine is only by mail and phone . If they try good luck scammers try me let see 👎👹🤮😈