How to get Pre Approved for a Home Loan in 2021 (Easy Guide)

How to get Pre Approved for a Home Loan in 2021 (Easy Guide)

so you're thinking about Buying A Home but you're not sure where to even start! Welcome to Pauluaskas Realty's YouTube Channel where we provide Future Homeowners, Existing Homeowners, Real Estate Investors and Real estate Agents the Best Tips to Better there lives with REAL ESTATE.

in today's video our newest Real Estate Agent Dejean Duncan will provide you FUTURE HOMEOWNERS with the Basics on How to get Pre Approved for a Home Loan in 2021 (Easy Guide).

Take a look and write down the important information you will need to have ready when approaching you local Mortgage Lender.

what exactly do I need to get started?

1. Minimum 620 fico
2. Two years working
3. 2 Most Recent Bank Statements.
4. 401k Statement (if one is available not required)
5. 2 Most Recent Pay Stubs
6. Full Taxes with all W2s (2018 and 2019)
7. Social Security Card and ID

Should You Contact a Lender or Real Estate Agent First?

Most will argue the case that you reach out to your local lender to get started on being pre-approved for a Home Loan but we always tell our community to reach out to a Local Real Estate Agent so that they can set you up on the entire process.

Thanks for watching

Pauluaskas Realty

#PalmdaleCalifornia #LancasterCalifornia #RealEstateTeam

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