What Most People Don’t Know About 401K Loans

In this quick financial insight from my podcast with Maria Rogers, we explore a little-known strategy to leverage your 401(k) as a line of credit 💼.

Whether you’ve got $50K or $300K in your retirement account, there might be a smart way to access those funds without draining your future. Learn how the interest works, what limits may apply, and how this option compares to traditional loans.

📊 Key Topics Covered:

👉 How 401(k) borrowing really works

👉 Interest rate insights (~5%)

👉 Smart usage: Why you only pay on what you use

👉 Who this strategy is best for

💬 Have you ever considered borrowing from your 401(k)? Drop your thoughts in the comments!

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