nCino's SME Banking Solution

Small to medium-sized enterprises (SMEs) are looking for credit and access to funds fast. They also want a digital lending and deposit account opening experience without having to visit the branch. Many financial institutions do not have the technology to support quick lending processes or the digital channels customers expect. nCino's SME Banking Solution breaks down barriers, offering a single platform that supports financial institutions and SMEs with deposit account opening, onboarding, digital application, automated decisioning, digital document management and portfolio management. This gives financial institutions a competitive edge to mitigate risk and automate the lending process – reducing time to fund from weeks to days, hours and minutes. nCino facilitates a streamlined, dynamic user experience that exceeds customer expectations in the SME banking relationship, providing a loan application and deposit account opening process that can be completed entirely online and be accessible anytime, anywhere and on any digital device.