5 Free Tools I'd Use to Build Credit (If I Could Start Over)

Are you looking to build your credit score but don't know where to start? In this video, I'm showing you 5 of the best free tools that I'd use to build my credit if I could start from scratch! From tracking spending habits to understanding interest rates, these 5 tools will help you get a handle on your finances and start building your credit in no time. Tune in to find out more!

Tools Mentioned:

Current Recommended Credit Cards:

Credit Builders:

Business Credit Lines:

Credit Monitoring

Investment Apps:

Loans:

#credit #creditscore #creditrepair

DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

[marisaksaunders]

Can you make a video explaining that if you needed to start rebuilding credit due to your score dropping from debt and missing payments which tools / process you personally would use to do so

[stevemccollum]

Credit Karma does not give FICO scores, it only gives you a Vantage score. NO lender uses Vantage scores, Vantage score can be different than you FICO score and might make you get denied for a loan, which might or will make your credit score go down

[christylambert]

You are awesome and really enjoy how you explain everything in such detail thanks!!very knowledgeable very detailed and enjoyable to listen to!!

[BlarkcKent]

Thanks! This is very helpful info and the links provided as well! My credit sucks and I’m trying to repair it. This is great. Are the letters not free anymore as mentioned in the video?

[NaamWynn]

All the links are in the description! Let me know if you have ever used any of these tools?

[marisaksaunders]

would you say chime is better than cred ai or is it the same thing

[omonphilip]

If you use a tool like experience boost does it increase your debt to income ?

[pastordennisclarksr.]

As you were talking about building credit and because I look at a number of your videos I thought I would share a personal experience about Citi Bank and something to be aware of. They gave me a certain credit limit and about 5 months later decided to reduce my limits on 2 cards hurting my utilization. I thought this was unfair and called them to complain and let them know I did not approve of that action. I just thought I would mention that some cards will do that to you.

[fedricohernandez]

What is the best way to save money and buy a car worth of millions?