What can I do with the hotpoints® I’ve earned?

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From your morning brew to a weekend getaway, with new hotpoints Pay you can now use your hotpoints anywhere Mastercard® is accepted, at millions of local, international and online retailers.

Terms and exclusions apply. Only eligible purchases made with a hotpoints Mastercard can be used for hotpoints Pay. Credit Card Conditions of Use for the applicable card apply. Eligible purchases exclude gambling chips or gambling transactions (including online gambling), cash advances, interest charges, or transactions on any nominated account(s) linked to your credit card or account, or any other purchase that Westpac deems ineligible for hotpoints Pay. Only purchases made with a hotpoints Mastercard can be used for hotpoints Pay.
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