Credit card rewards: Which are best? Cashback vs miles vs points

I use a reward credit card every time I spend. There's a range you can choose from.

Cashback where you get money back to your account and reward points which go towards something like airmiles, hotel schemes or vouchers for shopping.

But which is best? Well in part it depends on how much you spend, where you spend it and how much flexibility you want.

Find out more in my guide to the best reward credit cards.

#Cashback #creditcards #Points

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DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

[temayhart]

Just signed up for the platinum cashback amex after resarching and watching your vids! Thanks super useful

[pandabossanna]

I mostly use a points card (amex), but where amex isn’t allowed I use a cashback card :)

[mhoward]

Cash back is the obvious choice. You need to prevent habit. Something they want you to do and get addicted to. Cash back simply gives you money. Where as air miles. I mean come on. How does this work anyway. Spend money so they can reward you in miles. Forcing you to spend the rewards on what they want. Likely places people go the least. Likely places they want you to visit and spend your time and money in a certain country. Cash back means it’s yours to spend on anything. Or it comes off the bill. Take cash back.

[glasgowlady]

You do like to waffle don't you? The video could have been one fifth of the length. But all the fluff and waffle makes it over 13 minutes long. There's a reason TV programmes would give a presenter around two minutes air time for such a subject; they are professionals.