I'm $622,000 In Debt!!

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[ijeomaemenanjo]

I can hear the pain in Jamal’s voice. I wish him well😢

[Aminah]

The more ridiculous the debt, the more I'm likely to watch Dave's videos. It's terrible, I know.

[jaydubya]

The divorce part really rubs salt in the wound.

[l-train]

You can hear the pressure in his voice, he sounds like he can barely breath.

[greenearthblueskies]

Debt and divorce sometimes make people suicidal...good he had someone to talk to

[standardstaples]

“632, 000 in debt??”

“No, no, $622, 000.”

“Phew! ... I thought you were in a REAL mess.”

[Je.rone_]

*THIS is the danger of using debt in a business, managing it can be rather risky*

[ThinkMoneyBenny]

This caller is not doing better then he deserves.

[Platinum_Tugboat]

The caller is getting some great advice, imagine being in his position. He's literally getting a lifeline, allowing him to keep his business and to keep his head out of water.
Always amazed Dave.

[Antjhart]

Hearing stories like this is an eye opener. Makes you not want to complain about anything again.

[lillycham]

I'm having a panic attack listening to this omg 😩

[warpshield]

God Bless Dave Ramsey. He's like a pastor, teacher, and finance guru all in one.

[froggore]

If this guy isn't an ideal candidate for bankruptcy I don't know who is.

[KrystalToddCPA]

Wow so even if he sold both stores he would only get $140k tops?? Sounds like he was better off just storing the stuff in his house and investing all his energy into the online store.

[Maxdouble]

I wish him the best. At least he’s trying and called Dave. He has hope.

[unlaboredflawlessness]

The divorce part is really what made me feel pain for this guy. Going through these things at the same time is just... i dont know where to even begin. I hope he finds his way.

[thatPTpharmacist]

This is scary man, before you know it one day, life just turns around. Debt is a very scary thing, be careful!

[Erika]

My expression the entire time: 😰

A debt that high is definitely no joke! I feel bad for him... To end up with a huge debt while in the middle of a divorce, terrible. With that aside, Dave's advice about tackling the most "legally" aggressive debts first is a good start for Jamal to get back up and tackle this situation. I do hope it works out for him at the end!

[TelmaFrege]

I was about to have an anxiety attack half way during this call. I can’t imagine the stress this man has. He sounds so sad :(
I hope he can turn this around and call in few years to tell us he’s debt free. It’s a huge mess but there is always a way out! Keep you head high Jamal and keep pushing!

[billyrayband]

He says : I;m doing good dave...pause...I am in a huge mess...