My 2022 Earnings, Expenses + 7 Costly Money Mistakes I Made

Hey, fam! Welcome back to our channel. In this video, I walk you through my personal finance report for 2022 while highlighting the money mistakes I made, which I wouldn't repeat in 2023. Please let me know what you think, leave a COMMENT and LIKE. Thank you♥️

TIME STAMPS
0:00 Video highlights
0:13 Introduction
0:30 Why I created this financial report
1:27 2022 Financial report chart
3:07 Monthly expenses chart and analysis
3:46 Monthly savings chart and analysis
4:48 Monthly expenses vs savings comparison chart
5:03 Why April was my most expensive month
6:23 The month I spent the most on shopping
6:34 My "no shopping" month
6:40 Percentage of monthly income spent and saved
6:59 Analysis of 200% expenses
7:20 My second-worst-performing month and why
8:24 Table of percentages spent and saved
8:38 My best months financially
8:58 Youtube earnings
9:29 2022 Financial summary as a percentage
10:05 My simple income and expenses tracker
10:54 Costly money mistakes
11:04 Money mistake 1 - Unarranged overdraft
12:40 Money mistake 2
13:26 Money mistake 3
13:51 Money mistake 4
14:12 Money mistake 5
14:37 Money mistake 6
15:02 Money mistake 7

Financial statement analysis
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STUDYING IN UK HELP

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FOR BUSINESS INQUIRIES

[LoveQualified]

This was very informative video. Has encouraged me to be more intentional about my finances. Will start keeping track. I think it’s so important for us to know how to be smart with money. Thanks for sharing ❤

[titilopeajayi]

Thank you so much CHIDERA. God bless you. I have learnt a lot from you in the past year. I’ll come back by the end of the year to tell you how the income and expense tracker, subscription to female invest and buying & reading some of the books on your IG page went. Thank you once again.
Happy new year❤️🌹

[foyinlolasworld]

This was super helpful
Thank you so much 🥰
I hope I make great financial decisions this year 💕💖
Love u loads 😘
Happy new year ❤️

[DrSammie]

This inspiring. Turns one to a financial manager responsible for oneself and one's entire family

[HannahEdiaA]

So impressed with the breakdown in this video and how well you explained everything

[adelekunminedi]

Thank you very much.
Your page is really informative and helpful.

[chrissophie]

I can so relate to acting fast, each time I have an idea I act fast on it. I really learnt from this and I'm going to save more this year

[GloriaQuansah]

Love your look and the aesthetics of the video!

[ugonnaya___]

I love love your hair🥺🥺😍. I couldnt even concentrate😂😂🤣 i was looking at it. Let me rewatch

[___Ezi]

For the first time in my life, I have decided to track my finances because of you. I felt I never needed it because I try to live below my means, plan for big expenses and even saved really well. I already started tracking my expenses last week, after I saw your IG story and I noticed some habits already, lol. Thank you for the video. It is practical, relatable and straight to the point. Thanks Chidera ❤

[Kikelomoakinyelure]

Second here 😅🎊🎊🎊🎉. Happy new year Chi🎉🎉🎉🎉

[damilolaolaoba]

Thank you for sharing this Chidera. Could you also kindly make a video about the books you’ve read and possibly make some recommendations. I ll like to start the reading habit this year but I’m not sure how to start and which books to start with. Thank you ❤

[CWendy]

Hi Chidera, I'm a bit confused on how to go about this. Major income comes at the end of the month for that month. Does that go into income for the month or the next month? Cos that is where expenses for the next month comes from.. does one do a b/f income to start the month?

[Jenny-flcn]

Dera, please can you make a video of the books you read in preparation for marriage? Thank you.

[Tai_edge]

Hi Chidera, do you get to input these details manually when using your tracker? Looking for something more automated because I might forget to input them 😢

[addingtonmosesnsobila]

Eiish Dera🔥🙌, my Ghana brother Jason is so blessed 🙏, I will like to marry someone like u😁, I'm only 20 though 😂... Please do content on how to get a correct babe like u 😂😂...

Btw, this was so insightful, thank you🙏..

[everestakigwe]

Can you send me your spreadsheet so I can apply it?

[mercyoghoni]

Quite resourceful

I did used the link for downloading the spreadsheet
Was redirected to a page for payment after which all I got was the receipt of payment.

Please what’s the mode of delivery for the spreadsheet

@Chidera Peters