How to Save 40% in Health Insurance?

How to Save 40% in Health Insurance? || bekifaayati #shorts

Should you buy a single big health insurance policy or divide it between two policies (Base Cover + Super top-up policy) for a cheaper premium?

The whole insurance industry is busy promoting and selling super top-up policies as a “cheaper way of upgrading” your health insurance cover. But no one is educating investors on the limitations of such combo or exactly why they are cheaper compared to a single cover.

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[bekifaayati]

Should you buy a single big health insurance policy or divide it between two policies (Base Cover + Super top-up policy) for a cheaper premium?

The whole insurance industry is busy promoting and selling super top-up policies as a “cheaper way of upgrading” your health insurance cover. But no one is educating investors on the limitations of such combo or exactly why they are cheaper compared to a single cover.

[parassharma]

Thank you for sharing such insightful and unique videos that aren’t commonly found elsewhere on the internet. Your content is both informative and valuable, providing a fresh perspective and deep understanding of the topics covered. Keep up the great work!

[rv]

TATA AIG, Medicare Plus (super TopUp) have both things No claim bonus and Room rent too

[thequirkymusafir]

There are options to choose no room rent limit. In fact most of the 5 lac si options have no room rent limit of single ac option.
Also you may compare restore policy term and then compare the more suitable option

[makkpunj]

Beta JIS din koi aise bimari ho gayi jismei 25 lakh treatment mei lage.. tab health insurance Ka sach pta chalega... Personal experience se bta rha hu ki aaj ke time 10 lakh reserve fund per person Aapke pass Hona hi Chahiye... Aap 1 crore Ka health insurance bhi le loge phir bhi wo full cashless Nahi Hoga... Aur non consumables items Ka bill Jo health insurance mei cover Nahi hota... Uska kharcha hi 40-50% of total bill hota hai... Jyada bhi ho Sakta hai... Mostly public opd, dental treatment mei har Saal lakh rupay kharch Karti hai koi company isko basic health insurance mei cover Nahi Karti.. riders Ka matlab hi HOTA hai jiska health treatment se koi Lena dena na ho, phir bhi log insurance company ki manmani se rider ko support Kar rahe hai, Jo cover bhi Nahi hona.. Irdai policy holders ke sath cheat Kar Raha hai ... Janta to hai hi niri murkh... 100 elite class agar unite hokar health insurance ki nautanki or khilaf khul Kar khade ho... Irdai khud sudhar jayegi

[dipupolad]

Thank you for making this type of
Videos it really helps me

[AYSIndiaSolar]

Sahi hai
Jab se logo ne aisa banana chalu kiya hai
Tb se bahut kuchh samjhna asan ho gya hai

[knowledgeideas]

Top up m bhi bonus milta hai
And room rent is not depend on sum insured in TATA policy
All policy have different features

[puneetsinghal]

If you searching for 2 members or individual with age band 20-25 so the manipal Cigna lifetime plan is the best with sum insured with 50 lakh. Best for high sum insured ❤

[rishabhgaur]

Base sum. Insured is different, taking top up is always beneficial

[deepak]

icici lombard shield 360, 50L coverage @10k for two person..

[vikrantmukkawar]

Base + Super top-up is always good because Even if we buy big 50 Lk sum assured policy it have Limited on no claim bonus they will not offer u 5Cr as SA After 10 year 😅

[VinayKumar-ghnt]

Can you make a video on Hospital cash benifit policy

[satyamevajaytee]

Sbi genral insurance nikalo aapne mom dad ke liye

agar budget naahi hai kiska

10k main 3 lakhs cover /yearly

Note: lifetime same premium rahega
room rent pe no limit hai

aur cover jada chahye toh supertop up maarlo

[chrggandhi]

In a private company u do get ncb n also there are no caping

[omnamahshivay]

Common person suggest karo ki 5 members ke liye konsa health insurance better rahega and kitne amount mein. Aur highest age 47 hai ghar ke member ki please suggest karo sabhi common people 👍😊.

[mayurgurav]

Mem Please make it on full video about it

[rajkumar-ymhw]

Hi, most of the 5lakh base policy have no room rent cap, so in that case having super top-up is better option. No need to have NCB if have 95 lakh top-up at very very low premium. Can u pls explain

[av]

Can you please suggest any Health Insurance which has lower waiting period for senior citizens

[saurabhkala]

Kya health insurance mai claim nahi kiya jaye toh uski value wapas milti h kya