The right death-benefit strategy

When you're setting aside serious money, you want to consider Indexed Universal Life (IUL) insurance - the tax-free growth, safety from market volatility, and predictable rates of return can be incredible.

But so much of IUL's power comes down to how you structure it.

If you're looking to use your IUL to access tax-free income, you want to maximum fund your policy as quickly as the TAMRA tax citation allows (four or five years, depending on your age).

You also want to choose a level death benefit as opposed to an increasing death benefit.

Now there are some advisors who don't understand - they tell their clients to avoid the level death benefit, saying "level's the devil."

Don't be misled.

With a level death benefit, you can essentially become self-insured - something I recommend doing sooner than later to fully enjoy the tax-free income advantages of your IUL policy.

Reach out to find out more about how IUL's benefits can propel you toward your financial goals