The Strangest Financial Audit We've Ever Had

“Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

▶EDUCATION:

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▶RESOURCES

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

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▶OTHER CHANNELS:

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Chapters:

00:00 Job and income
05:32 This gon' be interesting...
09:14 Whoah... that sucks dude
14:10 Ohhh a street pharmacist
18:54 Bro is living in 1850
25:32 Are we hiring tho?
29:58 How dos this keep getting worse?!
36:49 You OWE?!
41:53 Is this his villain arc?
44:33 Dude is ready to check out...
50:17 This isn't fair to your pets!
55:10 Buddy, you're killing me...
1:03:06 Man this is just endless...
1:08:16 What is he talking about?!
1:11:00 WHAT?!
1:15:08 He needs a budget!
1:22:50 Hammer Financial Score
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▶EXTRA

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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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[Edward-hned]

I will never cease to be shocked by how many people casually admit to breaking the law on a popular YouTube channel.

[austinmike]

This guy has never met a solution he couldn’t turn into a problem.

[kevinh]

“Im a drug dealer, no license, terrible credit, use false identity to work… “. Hire me

[MsEmilylovesya]

He really likes to disparage his gf when she has the honest retail job and he’s a drug dealer 😂😭

[connorarmstrong]

Drives doordash on someone else's profile while not having a license and selling weed on the side and has the audacity to say he makes his money legally 😂

[WatcherOnTheWall]

Honestly this channel is a goldmine for law enforcement in Texas.

[mattmurdock]

When he tried to claim he couldn’t stand in front of a boiling pot of water for three minutes because of his ADHD, I knew all hope was lost

[granitemoss]

Wait, wait, wait...did no-license, dr*g-dealing loser who stays in an 'uninhabitable' month-to-month rental just put his lady down for working at Walmart?!

[liamvella]

Can we talk about the fact that he said his house gets over 100 degrees inside without AC yet he has 3 cats & 2 dogs in the house??? Those poor animals, especially since he claims to rarely ever be home. Plus with the broken pipes there *has* to be mold under that house.

Him living in his own poor decisions is one thing, but come on man, give those animals a better chance at life.

[kaylalayne]

He is so strangely resentful of the length of time she has spent working at Walmart given her pay and that she is, in his mind, settling for it. And yet he doesn’t have the ability to have longevity with ANY job. High or low paying. He has absolutely no room to talk.

[FPCCEM]

3 minutes in, he fixes people's cars as a side hustle. But not his own. This is going to be wild.

[Joeybsmooth]

He can't call out the land lord because he is living their illegally. With his record and no income... legitimate income he can't get an apartment.

[ashleyp.holden]

as texan that unfortunately went to jail for a traffic ticket from 2022.. he’s literally lying. you always have the option to sit out your fines or pay. he’s literally running from the law.

[Ajl]

As a former dasher. The license thing was the first thing that came to mind. AND using other people’s accounts is straight up fraud.

[TexBirdie]

"Creepy guy with a record uses other peoples accounts to work for DoorDash without identifying himself & also selling drugs" is a very creepy situation. Plus he's scamming people. Just a gross human being.

[Onedya]

I swear I saw his Ramsey call - he harped on being a foster child and having nobody to fall back on after his car broke down and Dave was empathetic and said he would connect him with a church (I remember it either being Austin or San Antonio) that had a program for helping under privileged people get into cars so they can work.

[oharakatie]

This guy reminds me of a friend I had. Everything was doom and gloom, there was always an excuse and any solution was never good enough. It was exhausting to be around them.

[tkirchmann]

"I couldn't afford a $25 bus ticket". A few minutes later: "I have a Samsung Galaxy S23 Ultra AND an iPhone" and "people owe me tens of thousands of dollars".
Makes me wonder about choices that were made.

[internetfrnd]

Honestly - this is the first guest you’ve had where he’s not entertaining, he’s just infuriating. Dude sounds so smug and nothing apparently works or needs a story to explain.

Edit: Yeah I was right. His ramen comment at the end summed this entire episode up nicely.

[UhOK]

8:21 hold up: he has a background in auto mechanics, but buys a Nissan with a trash transmission. He has no license, but drives for DoorDash? 🤡