How To Retire A MILLIONAIRE On A Low Income

How To Retire A MILLIONAIRE On A LOW INCOME

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Calvin & Monique Hinton
PO Box 3242
Slidell, LA 70459

[tressygibson]

I retired at 53 thanks to my husband . It wouldn't have been possible without his company stock plan because it far exceeded the 401k we both have. He is six years older than me and was sick of the day to day grind but we had no clue if our savings and investments would be sufficient, we finally went to a financial management meeting and we make all decisions for a profitable Investment and prepared a plan for our early retirement. We should have done this years ago but never considered that we might ever have enough to retire early and I thank God and my husband for the ability to do investment . We are now financially stable with everything paid for and we have a good health insurance ! Don't wait time is something we have in short supply and no amount of money will buy you more.

[JW]

I went to my accountant to ask about a Roth IRA, and he told me he wasn’t a fan of Roths for people who are not for sure going to be in a significantly higher tax bracket in retirement (which is based on annual income, not net worth). He told me instead it was smarter to open a Traditional IRA, and then capitalize on the immediate tax write off (which you don’t get with Roths because you pay taxes now and get the tax benefit later in retirement when you withdraw) and wisely use that immediate savings to invest or save or whatever. It surprised me because I kept hearing from finance people online (mainly Suze Orman) to open a Roth. So DEFINITELY see a seasoned tax pro (preferably someone whose older and been doing taxes for many years because they’ve seen a lot), about how the type of investment account you open, and your estimated lifetime income will impact your end goal. He also told me if you want you can open both a Roth and a Traditional. Just my 2 cents! I may end up opening a Roth down the road and get some other opinions, but for now am following his advice! Thanks for the video!!

[heatherhealy]

Woman I love your videos. You always have relevant snd realistic info, but it’s your delivery that makes financial freedom feel possible.
You’re awesome.

[dinascott]

I love your office decor. You have really great style. God is using you guys to inspire others. I'm very proud of your beautiful journey. Love your house it's really home feeling and cozy. The color scheme really compliments all together.

[oklahomafreedom]

I'm disabled on SSDI, I save with coupons and cut corners. Growing a garden can help to. To me if you have no debt, you can save right away. I save about $1, 000 a year.
God bless everyone 💕

[Missnewgen]

You also want to look into "Whole life insurance" it pays dividends every month for you to live off of or you can take loans from yourself and pay yourself back with interest.

[LaFaMoNKeY]

as a 20 year old im investing $50 a week into ETFs and will probably push it closer to $70-$75 a week as my income has raised tremendously so its nice to know im on the right track

[reneegriffin]

Monique you have done it again. Yes keep sharing your information on investing with us. Always great information.

[ZoeGoldenLife]

Thank you Luv🌹🦋 for sharing this video, really educational. Look forward to your next video on investments for beginners. Shalom💙

[musikly]

Love your content! Shared this with my daughter, we were just discussing this topic last night! 😊👍🏾

[antoniaalexander]

background! I love the change and growth from when you first started 😍 Thank you for all your wisdom and knowledge ❤️ Also, I hope you’re doing well Mr. Calvin.
Sending love & prayers to you guys from NC!

[misselevate]

Thank you this was a great video as always . Yes, please do a beginners video on investing.

[rainetravels]

Such good info. But please know investing for the future addition to retirement is really important. If you don't have enough money work a second job part time. It's so worth it. I've done it for years and it's paying of.

[QueenLove]

Thanks for always being upbeat and informational. Enjoying you reaching others . ❤️

[adriana_gnzlz]

Just watched a video of you from last year and you’ve changed so much!

[sweetindichic]

Yes, please do an investment video, Monique! Thanks!

[bulldogbabies]

Hi Monique! Thx always for sharing❤️ luv ur beautiful heart. Yes, I would be interested in learning more about index funds if possible . Thx and God bless!

[lashawnpinkston]

I would love a detailed video on index and investments.. love your simplicity.

[dinascott]

You are so pretty and stylish. Love watching you're energy is awesome.

[t.j.]

yes! please give information on investing for beginners. I wanna learn ASAP!