Former Social Security Insider REVEALS 7 Costly Turning 65 MISTAKES | PLUS LIVE Q&A

Dr. Ed Weir, PhD, Former Social Security Manager, discusses the most common mistakes people turning 65 years old make every single day that costs them money and benefits. Medicare supplements, Part D penalty, Part B penalty, IRMAA, early retirement, delayed retirement credits, spouse benefits, Medicare Advantage plans, Silver Tsunami!, etc.

😃💯Who is Dr. Ed?
Dr. Ed Weir, PhD, Former Social Security District Manager; Former Family Services Specialist, Department of Social Services; Former Marine Corps Sergeant; University Adjunct Professor. Dr. Ed is one of the most experienced government benefits experts in the country and in his (semi)retirement, he has made hundreds of YouTube videos in order to help seniors, the disabled, survivors, retirees, disabled children, spouses, and others in every state get the benefits they need!

⚠️I am not an attorney, tax advocate, or currently affiliated with the Social Security Administration or any other entity of the US Federal Government. My advice and opinions are based on my decades of experience inside the government. However, the Social Security Administration is the final decision maker when it comes to your benefits.

#socialsecurity #medicare #seniorcitizens#seniorcitizens #mygovexpert

[MyGovExpert]

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[darlenescott]

Thank you Dr. Weir, 65, turning 66 in June receive disability since 2003. Divorced to retirement military spouse 10 years married through his military career to retirement and after retirement totaling 25 years of marriage. Divorce in 2025. I do received military alimony of 250.00 made to pay by my lawyer. .

[masterlee]

Watching these videos is like a zoom appointment with an expert. Another awesome video. You Rock Dr. Ed!

[StorytellerSueW]

I am one of the 11, 000 who turned/will be turning 65 this year. Crazy numbers....

[joefran]

I'm 64 still working, as my job is not physically demanding. 4 weeks vacation, sick time, the benefits are great. May retire in a year or so.

[markfrancis]

I work for a large company at 67 and still on the company insurance plan. The company and online government site said i didn't have to register until i'm ready to retire because of the size of our company.

[rjackson]

Once Part B premiums have started, can it be paused? Spouse hasn’t worked in a year due to an injury and is paying both Part B and paying insurance from his job. He is 66 years old. He does have TRICARE FOR LIFE.

[edwardmalfroid]

My employer refused to fill out the paperwork, so I just signed up to hold my rate...

[brendalewis]

How far in advance before 65, do you have to apply for Medicare [A, B, (NorG)and D].? I'm on Medicaid single and 62.

[TheLookingOne]

Hey Ed,
What if you started Part A, then got employed and contributed to an HSA.
What should someone then do? Contact SSA?

[tanetupper]

I’ve been on SSDI for two years. I qualify for the affordable care act insurance. I was told that the monthly premium for the Medicare is $174. Can I stay on the Obamacare until I’m 65 or do I have to go ahead and take the Medicare since it’s my only insurance?

[Walk-retirement-travel]

I’m retired military so I have Tricare Prime. I have a Government job that I plan to keep working until 67. I can have medical insurance through my federal job in addition to my Tricare prime if I wanted to. My question is. Will I lose my Tricare if I don’t sign up for Medicare at 65. Normal you do. But if I have medical insurance from my Government job would I still lose out on signing up for Tricare for life insurance What would any penalties be.

[cctrans]

I'm on disability in Illinois. I will be 65 in June. Is there a number in your office I can call? So I can switch from my Medicare Advantage plan to a supplement plan?

[mariannwaddell]

I'm too darned poor to pay for plan n or g

[TheLookingOne]

Hey Ed, good video.
How long do you have an open enrollment window to start a Medicare supplemental if your are older than 65 and you were on a group health plan until you were fired and then started Part B?

[antionettefernandez]

My husband died 11 years ago and SS told me I couldn’t recieved survivor benefits and only my boys could . Then a year ago I called them back and this year I was approved. I collected disability for 2 years in that time period . Should they have been giving me spouse survivor benefits and can I get repaid for the benefits they didn’t give me for those years

[brianhill]

I'm almost 69 and havn't taken SS.I've been paying for Medicare part B quarterly. Just signed up for SS but ended up having to go ahead and make a quarterly Part B payment just before signing up. This means that when they take out for Part B there will be either two or three months I'm paying for B twice. Will they realize this or do I need to file a certain form to get my money back?

[carolbrunemann]

I am 64 (turn 65 in January 2025) and I know I need to contact Medicare to file with Medicare for Part A, but I don’t need it because I plan to work until a minimum of 67 (full retirement age). The company I work for has Florida Blue (they pay my premiums). Part A is hospitalization. Will it be my primary or will Florida Blue be my primary?

[connielane-ross]

? I plan to begin. Collecting SSat 68.3 years, I meet all the guidelines for having healthcare at my present employer- which I plan to continue until age 70. Am I required to begin paying I to the Medicare system? Thank you

[debchalker]

Do they distribute your money that they withheld when you were over your earnings limit after you reach full retirement age?