Why the 60% Stocks, 40% Bonds Investment Strategy is Back | WSJ Your Money Briefing

Many financial advisers are once again recommending the 60% stocks, 40% bonds investment strategy.

WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain why.

0:00 Why the 60-40 investment strategy works well
0:55 Why the 60-40 strategy tanked in 2022
1:59 Why the investment strategy is attractive again
3:33 How cash investments fit into the 60-40 strategy

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WSJ's personal-finance podcast features the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.

#Stocks #Bonds #WSJ

[charliehunnam]

I'm not even kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it, Investing is a long-term game, so I try to focus on the long term.

[jon]

I am 32 years old. I am thinking of allocating 80% equities and 20% cash when the next bear market happens. From then I don’t care if the market tanks after because I can wait it out and have a good cash reserve at 20% if I really need the money.

[TomNook.]

100% in property. Much better returns the past 20 years than the rest

[infinite_vortex]

So basically what Bogle has been preaching for decades..stay the course...

[Jawssalamalecu]

- Is Hardika Singh?
- No, it's only natural.

[ClaraJohn-elzv]

The wisest thing that should be on everyone's mind currently should be to invest in different streams of income that doesn't depend on the govt. Especially with the current economic crisis around the world. This is still a good time to invest in Gold, Silver and digital currencies (BTC, ETH...)

[MrSupernova]

People who follow generic financial advice are fools. But then, learning how to properly build a portfolio is complicated. Its simpler to blindly throw money into a mediocre mutual fund and call it a day.

[MrSupernova]

Personally, I wouldn't take financial advice from a child who looks like she barely graduated high school. She was probably in elementary school during the 2008 financial crash.

[SoCalFreelance]

You forgot 5-10% in physical precious metals! More important now than ever as the world de-dollarizes and the purchasing power of the dollar is inflated away. #MarkMyWords

[drmode]

Bonds lose value when rates rise. Using 1988 as a start date for the 9.5% return is not smart. Start in 1979-1983

[djayjp]

No it was mainly inflation plus QT that killed bonds.