How to choose the best mortgage as a first time home buyer

What factors to consider to choose the best mortgage in this housing market? Interest rate is important but what are the other factors? Tips especially for the first time home buyers.

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Disclaimer: These are generic tips meant for informational purposes and not a financial advice.

[sudiptopaul]

Thanks for the of quick qns

1) can I purchase a house on own stay home mortgage & modify the the house to keep tenants in the ground floor & I stay in the 1st it possible?
2) can I put one of my room of the mortgage (own stay) house into air bnb ? Is it allowed ??