4 Best Places To Park Your Cash In 2024 | Up To 6% APY

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This video consists of The 4 Best Places To Park Your Cash In 2024 that could get you up to a 6% yield on your cash. This detailed review of the best places to park your cash will help guide you on the best places to put your cash in the short term safely. - Enjoy!

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⏰ Timestamps ⏰
00:00 Intro
00:45 High Yield Savings Accounts
04:10 Money Market Funds
06:31 T-Bills
09:03 CDs
10:58 Conclusion

1. High Yield Savings Accounts
A high-yield savings account offers excellent liquidity and security for your cash while earning interest. It can be a wise choice if you anticipate making a purchase within the next few months or require an emergency fund. The rates range from 4-5.50% APY currently.

2. Money Market Funds
This is beneficial for your cash within an investment portfolio as it enables the money to continue earning interest rather than remaining idle. Currently at a rate of 4.96% as shown on Fidelity... (subject to changes based on market conditions

3. Treasury Bills
This provides excellent short-term security within a position offering a fixed rate for a specified duration. Rates are currently between 5-5.50%, and they are exempt from state and local taxes.

4. CDs
Allow you to deposit money with a bank or credit union for a fixed period of time at a fixed interest rate. Currently, there are two options that can get you a 6.00% APY.

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Disclaimer: Certain links on this website lead to products or services that may earn Danny Sully an affiliate commission or referral bonus. As a member of an affiliate sales network, Danny Sully is compensated for directing traffic to partner websites, which may affect the placement or visibility of some products on this site. The information provided in this video is accurate as of its posting date, though some of the offers mentioned may no longer be active.

This content is for entertainment only and does not constitute legal, tax, or financial advice. It is for general informational purposes. The presenter is not a licensed professional. Viewers should consult their attorney, accountant, or financial advisor for advice on specific legal, tax, or financial issues.
Комментарии
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Do you have any of these options? If so, which one(s) and why - Enjoy!

Direct links mentioned in this video:

DannySully
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4 week treasury bills currently 5.28%. No state or local taxes

edluv
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Great job Danny! I am standing here with your dad right now! 🎉

TheBusinessGuy
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Thanks m8, most of this works a little different where I live in Europe but very educational all the same

popasmurf
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I have cash in the Vanguard Cash Plus account and a Vanguard money market fund.

asphaltandtacos
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In Canada I have cash parked on WS for 4% but have also bought lots of GIC's on EQ bank for 1year at 5.35% now thats crazy easy money if you are parking cash. Thanks for the vid

cryptojohnny
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I have money parked in CIT plantinum savings with 5.00%

marisag
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Thank you for posting this video. You are awesome! I couldn’t help noticing how little interest the Credit Union earned.

dmiles
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Looking for a monthly video to give advice on the best strategy depending on market conditions

DaleNorenberg
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Or a 3 year MYGA right now getting 6.2%. Yeah it's locked for 3 years but, an HYSA is not going to stay as hi as now past Dec 24' due to the Feds planned single rate cut.

OffGridandOutdoors
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Just started watching your videos today! Great content, but SOFI sucks! You are required to either direct deposit or invest $5000 a month (yes, $5000 a month) to get the high yield... Many people don't want to have to use a bank that requires these when you can use others ALLY, Forbright extra that don't. Keep up the great videos.

tomm.
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Will the yield from a HYSA and a money market fund generally be similar, or will one outperform depending on certain economic conditions? Like you mentioned the MMF example had a lower yield previously. Would the HYSA have had a similar yield at that time too?

FireNinja
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is pure treasury bill money market fund also state tax exempt?

pleanne
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Do you need to pay state tax for the government mutual fund (Money Market)?

ほのぼのれっぴ
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Great content. So, if I'm already in SPAXX is there any real reason to put any of that into a HYSA?

durtydeedsREI
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Place my cash under the ground in 10 gauge security pistol case wrapped in aluminum and clear wrapped!😊 Safe! No banks for me!😊

AgentX
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if you buy a CD through a certain bank, and later change to a different bank, does the CD transfer? Or do you have to cash it out?

simplenothing
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Good luck with the FDIC insurance! Unless another bank bails out or acquires a failing bank. If you are lucky, the FDIC may only cover one cent on the dollar! In short, the FDIC is underfunded, and a scam. You are an unsecured creditor!

puravida