How to Read a Life Insurance Policy Illustration

We get hundreds of policies sent in to us every month for us to review. Most people simply want clarity on what their cash value life insurance illustration is saying and showing.

This video is breaking down a few simple things to look for when reviewing your own life insurance policy illustration. We are aiming to give you with the ability to see for yourself whether or not your cash value life insurance policy is fitting your goals.

Chapters
0:00 Intro to How to Read a Policy Illustration
2:04 Initial Pages of the Policy
5:21 Indexing Strategies
8:58 Index Allocations
9:30 MEC Status
10:15 Loan Provisions
10:39 Policy Ledger
12:50 Policy Charges
13:24 Policy Overview

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[charlesbrown]

Very informative. Great "walk-through".

If the caps/part rates are not "guaranteed", then just assume they are guaranteed to be reduced in the future.