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The Cost of Being Voluntarily Uninsured.
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Loss of Exemptions for individual and Families will help state and federal taxes to help to pay for the impaired health support plans. Unlocking the Secrets of Health Insurance Premium
Link for HSA /Ameritrade
Invite as a Speaker:
Health Insurance Personalized , Consumer Driven Patient Centric System.
Long time Overdue for Consumers to take charge and demand for Affordability, Competition and Transparency.
Consumers Doctor on the behalf Foremost Organization wants to full fill life time dream of Personalized Health Insurance, which will Lower Premiums for Everyone.
Personalized Health Insurance is a voluntary hassle-free idea that focuses on the importance of health insurance affordability and choice. It does not mandate any plan design. With Personalized Health Insurance premiums 15-20% are possible.
You are a health insurance consumer. Efficient free markets always respond to consumer demands for products, services, and information. It’s time to try a system that focuses on customer and patient needs.
You have a right to be grouped with others who have similar health risks (good or bad). Only then will you be able to get relevant and timely information, appropriate level of coverage, and proper medical care at an affordable insurance premium.
Affordable Individual health insurance should be guaranteed issue, cover pre-exiting conditions, and help the sickest among us with the most serious impaired health conditions.
Allow segmentation of small group members into Impaired Health Support plans on application and first renewal. This will lower small group health premiums by at least 15-20%.
Large employers need “health care” reform more than “health insurance” reform. Large self-insured groups would benefit from transparency of medical service costs, medical quality standards, and tort reform (to minimize the costs of defensive medicine.
Creation of a Health Review Authority under “Public Private Partnership” provides for fair segmentation of risks and empowers of consumers initially rejected for health insurance or uninsurable.
Establish access to healthcare by first creating better access to affordable health insurance.
Quality of Care is only possible when options to access care is provided through affordable health insurance.
Cost of Care can be lowered with segmentation by health status or health risks. There are “group” impacts and “personal” impacts to costs. Group and personal changes in behaviors can lower the use of medical services, lower the cost of care, reduce premiums, and offset out-of-pocket costs.
Recognize that health insurance can be financed through at least three mechanisms: (1) Insurance Premiums, (2) Savings (Taxable and non-taxable HSAs & HRAs), and (3) Incentives & Rewards.
The Individual Certificate of Guaranteed Coverage empowers and guarantees everyone individual health insurance even if they have pre-existing conditions or need financial assistance. Segmenting uninsurable individuals to the premium-subsidized Impaired Health Support plans can lower premiums for others by 15-20%.
Using the Certificate of Guaranteed Coverage for small groups, along with the Impaired Health segmentation at application and first renewal, can lower small group premiums by 15-20%.
Impaired Health Support plans will provide maximum help and support to those most in need. Every beneficial service, assistance, and plan design options will be available to those with chronic and persistent illnesses.
Providing eligibility to both uninsurable individuals and small group members will provide targeted support, choice of plan options, and affordable health insurance for the sickest among us.
Insurers who voluntarily participate with the Health Review Authority and accept Certificates of Guaranteed Coverage will have market-share and pricing advantages for both individual and small group policies.
The Health Review Authority should operate as a self-sufficient entity deriving operating funds from multiple membership and processing fees. The Impaired Health Support Plan claims will be supported by commissions, tax deduction losses and charity donations, coupled with state and federal subsidies.
FOLLOW US
#consumersdoctor#consumersdrvangala#venkatvangala
Link for HSA /Ameritrade
Invite as a Speaker:
Health Insurance Personalized , Consumer Driven Patient Centric System.
Long time Overdue for Consumers to take charge and demand for Affordability, Competition and Transparency.
Consumers Doctor on the behalf Foremost Organization wants to full fill life time dream of Personalized Health Insurance, which will Lower Premiums for Everyone.
Personalized Health Insurance is a voluntary hassle-free idea that focuses on the importance of health insurance affordability and choice. It does not mandate any plan design. With Personalized Health Insurance premiums 15-20% are possible.
You are a health insurance consumer. Efficient free markets always respond to consumer demands for products, services, and information. It’s time to try a system that focuses on customer and patient needs.
You have a right to be grouped with others who have similar health risks (good or bad). Only then will you be able to get relevant and timely information, appropriate level of coverage, and proper medical care at an affordable insurance premium.
Affordable Individual health insurance should be guaranteed issue, cover pre-exiting conditions, and help the sickest among us with the most serious impaired health conditions.
Allow segmentation of small group members into Impaired Health Support plans on application and first renewal. This will lower small group health premiums by at least 15-20%.
Large employers need “health care” reform more than “health insurance” reform. Large self-insured groups would benefit from transparency of medical service costs, medical quality standards, and tort reform (to minimize the costs of defensive medicine.
Creation of a Health Review Authority under “Public Private Partnership” provides for fair segmentation of risks and empowers of consumers initially rejected for health insurance or uninsurable.
Establish access to healthcare by first creating better access to affordable health insurance.
Quality of Care is only possible when options to access care is provided through affordable health insurance.
Cost of Care can be lowered with segmentation by health status or health risks. There are “group” impacts and “personal” impacts to costs. Group and personal changes in behaviors can lower the use of medical services, lower the cost of care, reduce premiums, and offset out-of-pocket costs.
Recognize that health insurance can be financed through at least three mechanisms: (1) Insurance Premiums, (2) Savings (Taxable and non-taxable HSAs & HRAs), and (3) Incentives & Rewards.
The Individual Certificate of Guaranteed Coverage empowers and guarantees everyone individual health insurance even if they have pre-existing conditions or need financial assistance. Segmenting uninsurable individuals to the premium-subsidized Impaired Health Support plans can lower premiums for others by 15-20%.
Using the Certificate of Guaranteed Coverage for small groups, along with the Impaired Health segmentation at application and first renewal, can lower small group premiums by 15-20%.
Impaired Health Support plans will provide maximum help and support to those most in need. Every beneficial service, assistance, and plan design options will be available to those with chronic and persistent illnesses.
Providing eligibility to both uninsurable individuals and small group members will provide targeted support, choice of plan options, and affordable health insurance for the sickest among us.
Insurers who voluntarily participate with the Health Review Authority and accept Certificates of Guaranteed Coverage will have market-share and pricing advantages for both individual and small group policies.
The Health Review Authority should operate as a self-sufficient entity deriving operating funds from multiple membership and processing fees. The Impaired Health Support Plan claims will be supported by commissions, tax deduction losses and charity donations, coupled with state and federal subsidies.
FOLLOW US
#consumersdoctor#consumersdrvangala#venkatvangala
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