Track These 4 Numbers to Become a Millionaire

What if I told you that you only need to track 4 numbers to live a Rich Life and exponentially grow your wealth, all while spending less than 1 hour PER MONTH on your finances. I'll show you how...

Ramit Sethi is the host of Netflix's "How To Get Rich" and New York Times bestselling author of "I Will Teach You To Be Rich"

[priyahansdasagun]

The fact that nobody talks about the book whispers of manifestation on borlest speaks volumes about how people are stuck in a trance

[anachechi]

My rich life.. I just came back from my native country Peru.. gave gifts, dinners in expensive restaurants and stayed in beautiful hotels with my family over there 😊 where my dollar value is 3 times more! We tipped like in America 15-20%. and made the day to tons of people, over there, waiters don’t get tips, just the minimum. That’s my rich life after applying your advice for years 🙏🏻

[ZOBuccaneer]

I really like Ramit’s philosophy of spending more on the things that matter to you, and cutting costs on the things that don’t. However, I will quibble with one specific number: 10% towards investments. If you want to work until you are 65 and only have barely enough invested to retire comfortably (but not lavishly), 10% is probably a fine number. But if you can tighten your spending a bit (particularly just being a bit smarter with housing and transportation), getting the investments percent up to 20+% will open up so many opportunities by building your nest egg way faster.

[danielad.]

Dear Ramit! I would like to add something important to your category „fixed costs“: Children! We have four children and I can tell you, they cost a lot between the ages 0 to 18. 😊 And a big compliment: your channel is so great and very inspiring! I love to watch!!!🎉

[JohnHei-zxrk]

Frugality Freak, here. I needed to hear this message. My net worth is steadily growing and I'm still struggling to spend.

[lionesslisa]

Read your book at 60 years old. As a result got aggressive and am now investing and saving 50% of income automatically each month. Trying to create generational wealth. Thanks a million. I really don’t like eating rice and beans and beans and rice every day.

[DC-sevr]

I’m an over saver. I don’t go to enough concerts or vacations. And I’m missing out, I want to enjoy life, save and invest. This is why this year I got serious about learning finances.

[musemellow]

Close enough :)
Fixed 41.19% Investments 17.75% Savings 8.87% Guilt-free 31.94%
Kept my housing cost low. I'm living well beyond my means and status, people who works for me lives in a house that costs at least double of mine. Debt-free in over 3 years, no car repayments.
Now I'm trying my best to move some of the guilt-free spending in to Investments

[fakewintertime]

Ramit I tell everybody to read your book, listening to your podcast, and watch your show. My sister recently visited and I was pushing your stuff heavy. Your methodologies are life changing and I can’t wait to see how much better my family will be down the line

[AnumIAM]

I literally just automated all of my bills and card payments (from advice I saw from you last video), I even created an excel spreadsheet to track my spending and debt payment progress, just bought your book I Will Teach You How To Be Rich, and I look forward to continuing to follow your guidance to freedom and my rich life. You are an amazing teacher. Thank you so much for making me realize how much power I can have on my money flow.

[nowuhtk]

In all my years on this planet, I've never had my name used as a persona in an example before. Thank you Ramit, I feel seen.

[Ferocious]

This was brilliantly put together Ramit. I’ve been following your videos for months now and with professional help, I’m making outstanding progress with my money decisions.

[rowddyone]

Everyone read or listen to his book “ I will teach u to be rich “
Changed my life

[yanaleguizamon]

Ramit, I live in Argentina, a country with 25% inflation per month. Despite this, my mind has changed thanks to you and your couples coaching sessions, I wait for your videos with enthusiasm. Watching the sessions I've changed some beliefs and dynamics abt money. Now I am designing my rich life, I'm learning how to play big in this economic rollercoaster situation, the numbers are crazy but the mind is strong. I've made some investments, and encourage to start a project. Financial education and money psychology are the best! Thank you!

[Markrtsoon]

Our fixed cost is less than 10% of our take home. Drive a company car and live in a cash purchased house. Property tax and grocery are two biggest expenses.

[richardbeien]

I love this fresh perspective, Ramit! However I want to soft retire a decade (or more) before traditional retirement age so I think that skews a lot of these percentages. There's a direct correlation between the amount I save and the age at which i can soft retire. Therefore, I don't believe in oversaving. I live in my spreadsheet, save every penny, and geek out at watching my net worth grow, all the traits you poked fun at in this video. However, I absolutely love doing it this way. I still watch you videos and enjoy your alternative perspective on the matter. Thanks and keep it up, just wanted to share my perspective.

[moniquemichelle]

I love that he teaches guilt free money for people to enjoy their lives. Love a rich life today and enjoy your money. Too many in PF hammer in a scarcity mindset. I like this. Keep it up, Ramit!

[kimberlychin]

I LEARNED GREAT THINGS AND WISE THINGS FROM YOU! It's okay to spend money on important things in life. Life goes by in the a blink of an eye. I agree to enjoy our money responsibly.

[VBoo]

Hubby and I recently decided we will be renting for a some time. We love how comfortably we live, and we refuse to stretch ourselves thin by throwing money down the drain through mortgage interest and yet paying through our nose on monthly mortgage even WITH a decent deposit. We are able to rent our home for LESS than a monthly mortgage with a 30% deposit would cost (the monthly interest is makes up literally 1/2 the monthly mortgage). Insanity. We will use our normal 30% savings and also the savings from NOT paying interest in the market and eventually simply buy our dream home CASH or at worse, put 60% down and pay the rest >10 years. In the meantime, our comfortable life continues.That's a rich life to us. No stress, no worries, accumulated wealth and not paying the banks exorbitantly for no reason.

[charco]

I picked up your book from my local library app to bide my time during a week long jury duty back in 2022. I read your book every year as a refresher. I watch your videos daily. I'm never bored and I'm forever psychology?!?! 🤯❤👍🏼