What Is The Income Allocation Theory?

What is the income allocation theory? It is a strategy to manage your paycheck effectively. It involves dividing your income into three main categories:

Long-term wealth: This portion is dedicated to securing your financial future, including retirement savings, investments for your children, and other long-term goals.
Medium-term funds: These funds cover shorter-term goals like vacations, emergency funds, and personal indulgences.
Living expenses: This bucket encompasses all the essential expenses necessary for daily living.

By automating your income allocation into these three buckets, you can better manage your finances and work towards achieving your financial goals.

🎧 Listen to the full podcast

For structured education - 1 hour classes.

Use our Advanced Borrowing Power Calculator.

** FOR THOSE OF YOU WHO ARE SUPER SERIOUS **
We have an application only 8-week online course. Everyone is welcome to apply. Applications are judged by your readiness to take action.
1) if you meet the equity requirements - ie you are financially ready to take action
2) cultural fit and motivation - discussed via an online video call with our team.

-------------------------------------------------------------------------------------------
Auckland Property Market
Property Investment Strategies
mortgagehq
MHQ
Auckland Mortgage Brokers
Mortgage Advice