All you need to know about Term Insurance | CA Rachana Ranade

Do we really need Insurance? Or do we buy it just to please our friend who works in some insurance company and has to meet his targets?! In today's video, we are going to discuss many concepts revolving around Term insurance!

What is covered?
00:00 Start
01:09 What Are We Going to Learn
01:27 Understanding Term Insurance
02:48 Who Should Buy Term Insurance
04:25 What is the Right Time to Buy Insurance
05:03 Amount of Insurance Cover
06:28 Comparing Term Plan with Other Plans
09:06 How to buy Insurance
12:15 Increase in Premiums of Term Insurance
12:45 Conclusion

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Insure your life and health
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#TermInsurance #Insurance #CARachanaRanade

[sandeepjhn]

One time entering number in policy bazar site.. they will disturb you life time by calls and SMS

[ankitaneja]

Labour law advisor - This channel has done amazing analysis on term life insurance. Sadly this video disappoints me, where Rachna didn’t touch many dark horses in term plans.

[debendranandi]

Term insurance is very essential... The current generation should give the highest priority to this before anythingelse... Stacks and trading come much later... Thanks, RR ma'am for this video. 🙏 🙏 🙏

[prejithalex]

To whoever is reading this, never ever ever buy ULIPS, no matter what rosy picture the relationship manager paints, they will aggressively sell it but don't buy it

[nssachin]

Thank you 🙏. Can you make a similar video on what parameters to check and look while selecting a health insurance.

[raworks]

Guys if policy bazaar spams you kindly mail to them with PMO or consumer forum e-mail address in CC they will definately stop the spamming I did the same

[anshnoor]

The best thing about her is that her intentions are so pure... She really wants our country to be financially literate... Much respect mam

[alexchristopherj]

Waiting to hear about Health Insurance as well mam !

[dipeshgor]

Good information to create awareness. Make a part 2 on what could possibly be the rejections of Term Insurance settlement claims.. Also if possible make a distinguish between Advantage and Disadvantage of Term Insurance.

[vipulkataria]

Finally a good paid promotion video by you
We need more videos of this type instead of ULIP type videos

[makesyoulaugh]

wow.I am addicted to your videos and have been binge-watching your videos. Thanks ma'am for amaging lessons which by the way are so simple to understand.

[Soumyadip-Ghosh]

Alert ❗ paid promotion from "policy bazar" 🌚

[jagpreet]

My experience was not good with policy bazaar, my suggestion is to get policy directly from the insurance company after comparing them.

[NehasVlog]

Term insurance चा premium शॉर्ट टाईम मध्ये ठेवला तर काही प्रोब्लेम नाही ना ? म्हणजे मला ७५ वर्ष, ८० लाख हा प्लॅन घेऊन ५ वर्षा मध्ये फेडायचा आहे, तर काही problem नाही ना ???

[ankushsv]

Well, A perfect piece of marketing for some portal and also some company with a huge commision and personal benefit.
It's clearly sales in indirect way.

Also talking about claim settlement and premium comparison on the page displayed it was a clear win for MAX LIFE.

🤔Then why choosen other ? Well only Rachna can answer that.... 😆😆

Aside, I love your topics and studies. I have seen most of your videos on several other topics but now you are making it more commercial it seems.

And it's my personal opinion do not buy from any website instead buy from a Bank channel or an individual.

Regards
AV

[shubhammaheshwari]

Your disposition and way of presenting videos are most amazing. I am also CA and I look upto you as an inspiration.

Wish I can be even half like you, keep it going and best wishes for your good health.

[VishalKumar-tduf]

Policybazar waale cares much more than your closey by keeping regular calls and SMS 🥰🥰

[mkeerthana]

I am unable to purchase your student membership can u please put some more payment methods like phonepe, amazon pay . please mam

[alamgir]

Today only i was doing research on these topics to buy one. And you made a video on this. What a coincidence. I am lucky.

[vishalkulkarni]

Hello Ma'am,
I have a question about Insurance Cover.
You said that the minimum amount we go should go for is 10 times the yearly income. But shouldn't we consider inflation too?
Cause considering a life cover of 30 years or any no of years, inflation will play major role in evaluating the value of insurance cover one has.
Please shade some light on this matter.