EXPOSING Money Back Policy | Reality of Guaranteed Returns | Insurance + Investment

In this video, Supreeth and Shashank discuss the shortcomings of moneyback policies and explain why we at Ditto Insurance never recommend them to our customers.

Takeaways:

Explaining what a Money back Policy is.
How Money back Policies Work
The Real Costs vs. Benefits
Why Term Insurance is a Better Choice

Moneyback policies are often marketed as a safe investment that provides periodic returns along with insurance coverage. However, the reality is that these policies often come with higher premiums and lower returns compared to other investment options.

We'll break down the numbers and show you why Term Insurance paired with a good investment plan can provide better financial security and growth. Our goal is to help you make informed decisions about your insurance and investments.

Don't miss out on these insights! Hit that play button and find out why you should think twice before opting for a money-back policy.

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Have questions or need advice? Drop them in the comments below, and we'll be happy to help!

Happy Insurance Hunting!

[santhoshsankar]

I wish this channel reaches a million subscribers soon ❤!

Truly unbiased opinions.

[tanmayrohit]

Just provide some real world figures than vauge assumptions, Like put age and some basic details for a healthy individual for comparison of both ROP and Non-ROP plans. These examples seemed way off the mark.

[vignesh_m_]

Are the returns from Endowment/ money back plans tax free??

[lathishkumar]

Hey folks we are getting very low audio even increasing our volume to 100% also, , in previous videos we get very good sound but now it was reduced.