5 Ways to Trick an Insurance Claim Adjuster (2nd Edition)

Insurance adjusters are always trying to find ways to "trick" homeowners into saying or doing something that will get their claim denied or get lowball offers from the insurance company.

In this video I show you ways to take all the leverage away from insurance claim adjusters and give you all the leverage you need to strengthen your claim.

A few helpful links:

Previous video

How to look up a claim adjuster in Florida to file a complaint:

My name is Mike Keeler, a licensed public adjuster in Florida. If you have a question or need help with a claim feel free to contact me:

Cell: [phone]

[maryjokruer]

Unfortunately, we are in the middle of a "fight" with Allstate regarding hail damage to our siding and roof from a hail storm that happened in cental KY at the end of February. It is now the end of April! This has been one of the most stressful experiences of our lives! Then, at the beginning of April we had a pipe burst and flood a third of our basement! That claim is going ok.

Our agent told us that hail damage cannot accurately be seen by photos, so that's why they say "there is no evidence of hail damage." We've had 2 inspections by the same inspector, who works for Hancock. If photos cannot show hail damage, then why do they ask for photos? That's just crazy!

It is ridiculous to us what we have had to do to try and prove our case and maybe having to hire a public adjuster, paying out money to get what is rightfully ours from all the premiums we have paid!

Our roofer has been extremely helpful, but not sure what the next step will be. Very discouraging and upsetting to say the least. Sorry for the long message, but sometimes it helps to rant about it all. 😭

[cmfall]

You make some mighty wild and widespread claims about a broad group of people.

[scratchyguitar]

Very informative. I like to learn how a claimant is going to try and trick me. Keep them coming.

[susiek]

Hello I am in the process of watching all of your videos as I am in the process also of filing a claim with my insurance company who’s not playing ball. They sent out an adjuster that we did not like that was not compassionate at all, my question is, should we tell our insurance company adjuster that we are looking to hire an independent adjuster? Also in regards to ALE, they said that they would use their vendors, can we refuse? Thank you.

[MsK_byTheWay]

What should be done when an insurance adjuster stop responding and delay your claim?

[skooby_dot_eth]

This video is wild. Objectively, the five “tricks” you name are always a good idea - for all parties involved. This is not the issue.

However, it’s abundantly clear you are fear mongering and planting seeds of doubt in the hope it leads to your monetary gain. This is a clearly slanted view and explanation of the claim processes.

To that end, I will gladly discuss/debate any of these topics with you on a livestream or recording. Let me know when you’re available and I’ll set up and schedule.

[bobsmith]

30 years out of the adjuster business. Very obvious. We gladly welcome contractors on site. Submissive position. You are creating a combative situation that is unnecessary.