American Expats in France - How to get a Mortgage in France Quarterly Financial Forum - Q3 2023

Simon Conn, Overseas Finance Specialist

With clients around the world, Simon is among the leading overseas mortgage advisors globally, having been helping overseas residents obtain finance to buy real estate for over 35 years. Simon has appeared in numerous media, including The Wall Street Journal and BBC radio, and he also provides consumer guidance to industry publications such as Mortgage Strategy.

Adrian Leeds speaks at conferences and seminars in both the U.S. and France on a variety of related topics to living and investing in France.

Brian Dunhill is a Financial Planner with a core emphasis on concentrated positions, and retirement planning for Expatriates.

Past positions have led him to work in many capacities for prestigious firms on Wall Street including UBS, Lehman Brothers, and A.G. Edwards. Working as an analyst, in compliance and as a Financial Advisor has given him the full perspective on the operations of a financial firm.

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[sacroyalty]

It is interesting how the experts didn't agree on a few parts. That tells me YMMV. @29:39

[Liberty]

Do you have an equivalent of SELLER FINANCING in USA where the seller takes a down payment (EG 25%), and then you make payments to the seller for a few years before refinancing it is very common in America and is called seller financing were the buyer gets the deed to the property, but it is subject to repayment of the mortgage to Seller. Do you have anything like that in France?

[sacroyalty]

So he's saying if an American citizen living in France wants to buy a €250k place, with €100-150 mortgage that isn't allowed?