Warning About Kikoff Account! Avoid This Big Mistake! | Rickita

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[peabbody]

I paid for the $20 a month, at the time my score was 576 right now currently I’m at 674 that’s 98 points. I used the apartment rent reporting and the loan reporting

[rikkilstarr]

Rickita was pushing this Kikoff! One of the e first YouTuber to do it now it’s like no don’t or holdup

[EofMRE]

That first comment you were reading that’s on that person. Ppl NEVER read what they are signing up for and the companies know that so that put stuff in there to get us all the time. Thats why it’s important to read this stuff before you sign up. I’m sure they mentioned that it’s not a credit card but that person didn’t read so 🤷🏾‍♂️. Read before you sign and you after you read you may not want to sign a thing

[LatonyaMartin-fj]

They kick me out because my bank mess up i was doing good and i tried to renew it and they still have my money

[Griffins_]

I am not sure I understand how Kikoff is supposed to work. I am paying $20 a month, however, my balance when I login is $0. I also pulled up the statements in Kikoff and the balance on the statements reflect $0 balance for the past 6 months from when I started.. My credit reports reflect the total amounts I've paid but not sure if this is actually making a difference. Are we supposed to fund above and beyond the $20 that I am paying every month? Kikoff stated if you pay the monthly upgrade to $20/mo it will reflect $2500 CL on my cb, which it definitely does not!

[deontafrancis]

I did it for 20 a month and in my first month I got 126 points just in my first month

[heidisweeden]

I just closed the account that I just opened ... false advertising! The ads totally make it seem like your getting a line of real credit to use where ever you want and then find out you can only buy e books... NO THANKS!!

[googlemademe]

Their main thing was... They report to all 3 credit bureaus not just the 1 bureau that the small plan does. -_-

[Lifethings]

Once the 12 months is up, do you get the money back and then renew again to start another 12 month period and so forth instead of closing/cancelling?

[Hannahsellssandiego]

openning a kikoff loan dropped my score 20 points... how did this happen.

[AmoreBudgets]

So self is better because you actually getting the money back ?

[Blackju]

So if you do the $5 a month for a year or the $20 a month for a year…at the end of that year do you get your actually money back or is just a credit on the account?

[Bellababe-injp]

It says this on the website… People read read

[kaywill]

Hello Rickita! Excellent video. Very informative and straight to the point. Question: What’s the utilization recommendation for the cash card that requires a $50 deposit?

I decided to deposit $50 to start out to make nominal purchases to contribute increasing my credit score along with Credit Builder Loan($120) and Kikoff Credit($220)

[AnthonyDRLopez]

This is common sense to me at least. Your adding a trade line which adds to your credit availability. And NO it doesn’t lower your credit. I didn’t need a credit card but raising my credit availability definitely helped my credit score

[ms.evegene]

I have a 3500 credit line and my sclre went up 87 points in 3 months but how do i get to use this money? So are we just paying them to watch our score? I kina wanna

[CS-mfpp]

it was unable to identify me. Is there any hope for me? I do not have any further direction.

[leonardhilliard-zh]

its a trade line people helps your credit score damn

[nacjr]

What if you cancel the credit utilization?

[bizniz]

This card is actually awesome . I love it and it literally saved my credit and home.