I'm $65,000 In Credit Card Debt And Embarrassed

I'm $65,000 In Credit Card Debt And Embarrassed

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• The Ramsey Show (Highlights):

[mikp]

I have $3, 000 in student loan debt and I freak out more than some of these people with $100, 000 debt.

[alicia_shaun]

She’s sounds so sweet, she has her head on straight NOW. We all make mistakes, but the fact she’s trying to get it cleared is awesome ! Good luck 💓

[AnnMitt]

If you have to charge it, then you can't afford it. .

[NickPeitsch]

Embarrassment can be the motivation to get you out of debt!

Just work at it. You’ll get back above water!

[PInkW]

My high water Mark was $27.5k cc balance.
So embarrassing.
Now it’s zero and I cut it up
Never gonna borrow a penny ever again

[kaylynne]

I have only $1, 100 debt and freaked out and have anxiety while paying that off I could not imagine 65k ! Bless her and her family

[SignorNessuno]

$76, 000 annual income in Alabama? They should be living like royalty! I live in Chicago on about $55, 000 a year! I have no debt and a sizable amount in savings.

[tomaitoe]

I just paid off my credit card and did my debt free scream two minutes ago! 🎉😁😭 If I can do it, you all can do it!!!!

[cherrytung]

Follow the baby steps step by step and you’d be fine. Getting embarrassed and triggered is a sign of getting to your tipping point. 😎

[ALXSSA]

she'll get out of it, she seems like she wants to get rid of the debt

[Gus_Chiggins]

Dave looking like he about break dance on some cardboard

[sonialilly]

Thank you for your videos. I have only came across your channel today... I work full-time and attend college 2 nights a week. I was stupid with my work wages for long while and struggling to pay my college fees. Hopefully your vidoes can help me to budget my work wages better.... and help me pay off my college fees.

[swampcrawlerls]

Thanks for showing me the path Dave!
Only 39k left on baby step 6

[hollyb]

You go, girl!! You got this. You’ll whittle away this debt and be fine.

[aexo]

Don't be embarrassed. Life happens. Things get away from you pretty quickly. Don't let it get you down

[chrisbabbitt]

I don't understand how anyone could survive more than six months of $65k in credit card debt? Wouldn't the minimum payments just eat up your entire income if you are only making 75k between two people?

[celenayancy]

I always get ads for luxury cars on these videos lol

[beastfromtheeast]

I had this much credit card debt. I rolled into a cash out mortgage refinance and it worked out for me. You gotta have discipline though.

[thomaslin]

I felt lot better now with $1.73 on my credit cards.

[charlesyoung]

If they are charged off, don't even worry about it. Once the debt is charged off, you can get it settled for 12 cents on the dollar. However, you will get a 1099-C and will have to pay taxes on the difference as "misc income" (Provided the difference is $600 or greater.)