What is Property Damage Liability Insurance by Gather Insurance

What is property damage Liability Insurance?

Property damage liability insurance coverage is a standard part of an auto insurance policy. Property damage liability coverage is required by law in most states. It typically helps cover the cost of repairs if you are at fault for a car accident that damages another vehicle or property such as a fence or building front. It helps pay to repair damage you cause to another person's vehicle or property.

It is important to note that property damage liability insurance coverage typically does not cover damage to one's own vehicle. When purchasing auto insurance,one should consider other coverages, such as collision coverage, to help cover the cost to repair one's own vehicle in the event of an auto accident.