Buying a home? Get the seller to pay for you to have lower payments!

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Thinking about buying a home? Are you going to sell yours? Consider a 2-1 buydown. For buyers, you qualify at current rate but we can ask the seller to pay for you to pay 2% cheaper the first year and 1% cheaper the 2nd. On a $400,000 loan the first year alone its a difference of $1,134 every single month. For SELLERS, this is a way to attract a buyer to your home who otherwise might think its too expensive.
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I am looking to buy a home and the lenders are like vultures. I cannot afford a $200, 000 house with that high of payments. Please tell me more.

wendyclock