HOW I BUDGET + FREE templates | Income, Expenses, Net Worth | Personal Finance Philippines

In today's video, I share how I personally budget. My budgeting tools like budgeting apps, spreadsheet templates, planner layouts, trackers, etc. If you guys are building your personal finance system, I hope this video helps!

Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out with the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.

►Outline :
0:00 - Introduction
1:56 - Daily Expenses
4:03 - Monthly Expenses
7:05 - Annual Expenses
11:17 - Net Worth
13:46 - Goals & Trackers

►Sources/Links

► Previous Videos :
MY PERSONAL FINANCE SYSTEM ►

►Download these apps (Referral Links)

►Ready2Adult Ph

► Music Credit: DJ Quads
Track Name: “IT’S NEAR”

Disclaimer:
This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.

KEYWORDS:
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[irenegealone]

So comprehensive. Inspires me to be a good steward of my finances, just by watching you.

[arjohn_archive]

I’m watching kahit na wala pa ako sa twenties but better watch na din for future purposes

[manilaloves]

COOL! you even have a projected income. I love your template too. Thanks for this video xx

[michaellazamora]

Hii ate charmm I'm just 14 and I'm sooo inspired watching your vidss

[manuelmarquez]

Yay! Will watch this first thing tomorrow. Haha

[airaacorda]

Thank you for free templates, Charm ❤️ I hope you do a video about Budget Journaling next 🥰

[hayleycrizzelle]

I have the same habit with you Charm I set an alarm to write all my expenses every single day on my tablet. Which helps my tracks my spending habits on a daily basis.❤❤❤

[angeltaloyo]

This video is excellent. Please make a video specifically for daily earners such as vendors or jeepney drivers to free themselves from the burden of debt and plan for the future.

[chippichawa]

yes 365th like from me haha, ngayon ko nalaman ung house expenses namin, thank you very much. Now its incomes and asset sources and iresearch and work on namin. More powah to you Charm :D

[ibelabendan]

Feeling ko ang galing ko na magbudget pag napapanood kita. Now I can see where my money goes and kung bakit wala akong naiipon 😂

Btw, still need to work on increasing my income. Baka may marerecommend kayo hehe😊

[angeloarcangel]

You're the most financially organized person that I know for real. Thank you for sharing your knowledge Charm. Keep it up. 👌

[jimost]

OMG! :D
I'm really impressed! You're more organized and economically mindful than most people I know personally here in Sweden.

Been many times to the Philippines and I'll spread this to my friends there. Perhaps you and your friends should start teaching this, or at least simplified versions of it to the poor in the Philippines. This and also some personal economics tips would help them a lot. Many people don't realize how they can save money by making small changes and having an overview like yours!

Great stuff!

[sheynonymous]

Better if you add tab for the categories then SUMIF. Just a suggestion.

[angeloscofield]

Gurrrl thank you dito ❤️❤️❤️🙏🙏🙏🙏 SUBBED!!!!

[englishidiomsphrases]

Congrats on your planner! Thanks for sharing your knowledge and expertise about financial education.

[jodesgomez]

Literally was looking for a video like this an hour before you posted bless

[francismicabalo]

Yey! 4th commentor. Thank you for your inspiring and very informative videos ate charm, God bless you po

[GhostedStories]

Hello Charm! Wow, thank you for this!

[jessaamordumagdag]

GRABEEE! Thank you po ms. Charm for sharing your template for free!!! Sobrang geenrous mooo!

[uniquerrz]

2nd! You really inspire me ms. Charm~ 💖