MID-MONTH $$ CHECK IN: debt repayments, financial goals + staying on track with my budget 💰

✰ follow me ✰

Zoe's channel: @ZoePritchard

OR use my code: ELLA

★ FREQUENTLY ASKED QUESTIONS ★
✰ How old are you? 26
✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
✰ When did you get married? April 2022

[ZoePritchard]

loved this!! and thank you for the shoutout hehe 🩷

[Courtz]

I’ve been told you’ll never financially be ready to have children, when you both are ready not just cause time is right $ wise. I can understand the debt part I really do, but I’ve learnt to live everyday like it my last also

[keepitcleanwithkirst]

You know what's scary - we are a family of 5 and our income is pretty much on par with yours as a couple! We don't even have enough left over after our bills to put anything away. So being a 27yo and making that kind of income is pretty bloody fabulous and the fact you are concentrating on paying off your debts quickly and putting away money for the future says a lot. Gosh when I was 27 I was still partying, single and not even contemplating saving! We only bought a house this year! So well done you for sharing these things to get other young people on track and us older folk who took forever to do anything :)

[alexandramurray]

Best purchase: A new Christmas tree! I’ve always wanted a snow flocked, pre lit, 7ft tree but the ones at Myer are like $400-700. Found one at Kmart that is almost identical for $130!

Worst purchase: Had to buy a new parking permit for work which was $150 😢 worth it in the long run to not pay for parking every single day but I still hate spending such a huge amount on my car when petrol and insurance is already so expensive

[hannasmith]

My parents took me travelling as a kid so I never felt like I needed to get travel out of my system before having a family. We also decided to try starting a family when we did because our theory was that we were never going to look back and regret having had a child (it was a big priority for both of us)
We’re all on our own unique journeys in life and we’re all going to do things in different orders. It definitely feels hard when you’re at that crossroads though. Understand the feeling

[alimcarthur]

Did you mention Zoes YouTube channel in this video 😂
I have got nothing done since I checked it out her videos are so relaxing I played one and they just continued playing all weekend 😅😬😂

[alimcarthur]

You can travel with kids! You’re both quite relaxed, supportive and money savy I think you would travel with kids no problem. And what an experience for them.

Did you get financial advice for investing or are you just winging it? I’m so scared of it its all over my head but do have a sit down booked with a financial advisor soon.

[amyn]

I think after paying off extra debt like the car loan, you would find you have enough money to travel while having kids. Maybe with a few years off international travel. But plenty of people do it! And you guys have a decent income which helps!

[ShowMeTheBudget]

I'm so happy I found your channel! I'm just starting my own budget journey and I've gotten so many great ideas from watching your videos!

[halibandy]

Your hair looks great in this video! Very healthy and voluminous. Next vlog share haircare routine??

[wikrotia]

omg yes! absolutely love these! i started watching you around march? and then found Zoe's channel soon after that and you two have been my favorite lifestyle youtubers and inspired me to start budgeting and buy a budget spreadsheet and my life just hasn't been the same ever since. so thank you so much!!
sending a lot of love all the way from poland! 🫶

[BetweenCosmicCoffins]

Have you ever done a segment on surveys? I'm so interested!! :)

[taycren]

Best purchase so far in October has been costs related to a couple of hiking trips with my husband and dog. Worst purchase so far...lots of gas for my work commute and other driving, which I suppose is necessary, but unpleasant nonetheless.

[alicemeharry]

I absolutely respect how open you are about the crisis you seem to be in. Life is just too crazy, and societal expectations have forced us to be in this dilemma where we MUST have something to achieve, else we will be deemed lazy. Your choices you seem to be making are HUGE ones, especially children, so try your best not to stress too much over it. Maybe you might not be ready for children if you are anxious about that move still, though this is up to you and your partner (my opinion - and others also commenting- should not be a taken too seriously into that choice). I do wish you all the best and hope your crisis does ease. Being this open on the internet is tough, but I really commend it. Enjoying all your content from New Zealand x

[NoMessJess]

always look forward to these videos! i can't believe it's just over half way through october what the heck 😳

[EmsFitVenture]

I feel like I am in a similar spot where I’ve met my goals and debt free minus my mortgage. I am working on saving up in various funds different from my emergency fund like pet emergency fun or boarding, vacay, home updates or maintenance, and car. I’d like to start maxing out my personal Roth IRA every year (USA).

[laurarahelbailey]

My quarter life crisis was like age 23-29 😂😅😭. It's hard. I feel like my 30s have been so much better and I've felt so much more settled. I hope you get that feeling even sooner than I did! Love these check in and budgeting/goals videos of yours 🎉

[tahlia]

you are SO beautiful, Ella and such an inspiration! 💛

[DevonBlank]

Looking forward to watching this while I work this Thursday morning 😃

[jessica_hazl]

Hey Ella! I love your content. Particularly your vlogs and finance content. I’m interested if you would do a video/ discuss the breakdown of your social media income? Adsense vs sponsored etc? I would love to see something like that ❤