Why U.S. Banks Are At Risk Of Failing

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[nicolasbenson]

A failing U.S. economy and elevated global tensions reduce the likelihood of prolonged inflation or higher long-term Treasury yields. I've seen folks amass up to $1m amid crisis, and even pull it off easily in a favorable economy. Unequivocally, the bubble/collapse is getting somebody somewhere rich

[lawrencedyke]

The bank crisis isn't over yet, and experienced individuals know credit crises don't end quickly. Some find it amusing that some think it's resolved, but in reality, we're headed for a major economic downturn due to this credit contraction.

[RomeroCarmen-]

The rising interest rate can surely control inflation, but won't prevent erosion of the eroding purchasing power of the US dollar. I have learnt my lesson this time. The banks can't be making money off my money, while inflation eats into it. I have set aside 650k to invest in the stock market now, since that keeps up with inflation, but I don't know how to get started.

[calihuntfish]

Banks in 2020: borrow any amount!!!
Banks in 2024: oops lol

[veronicasmemories]

As someone with less than $250, 000 I never feel affected by these headlines

[BrianYamabe]

The problem with bank consolidation is the same as only having a few cloud providers. Really easy to de-bank an entity based on ideology.

[adamv]

Graham, the issue with bank consolidation is it reduces competition and increases cost at the customer level.

[brucevann]

Concentration in the banking industry is a major problem because they no longer compete against one another. Last time inflation was high they paid actual interest to depositors. They no longer do that now as they’re colluding.

[ryanstevens]

Republic Bank on Phila failed last week and was merged into Fulton Bank of Lancaster, PA.
The FDIC insurance of $250K was last raised in 2008 - 16 years ago. The amount is prob too low given inflation and the size of the US economy. I propose at least a $500k limit to inhibit runs on any bank by the larger depositors.

[MrQuickBone]

Fun little behind the scenes insight into how Graham does takes. One got through edit. "Which is just kind of the way it is already" x2 😂

[natb]

When banks are too big to fail, that is when there is no accountability or liability of mismanagement. Just like in 2008, no one was held liable for the banks investing in subprime loans, they just got bailed out and CEOs and C-Suite suits were let off with a slap on the wrist. Graham even said that they will hopefully pass off the savings onto the customers.... you mean like the 0.01% interest rates these larger institutions are offering on your money? You need smaller/local banks to offer competition, and they usually give customers a slice of the cake instead of crumbs....

[JackKen]

Curious if anyone here has tried copy trading.
What was your experience? I’m relatively new to trading and I am looking study some traders and copy their open trades rather than investing myself and lose money emotionally…

[overman]

Fractional reserve banking should be banned.

[Durty_s]

Thank you for posting videos consistency. I look forward to them every day 😅

[joeb]

JP Morgan is not going to let a good crisis go to waste.

[adrianacuna]

I'm curious why GS doesnt see the problem with banking concentration. He just seemed to gloss over it. In reality, if a bank is too large to fail, it becomes incumbent upon the govt and the tax payers to bail them out and then they just go and do it all again, further enriching themselves.

[doctorgamesb]

Banks in 2008: We love CDS and borrowing

Banks in 2024: We are now "Zombie banks"

[SimplyJack]

Concetration is a worry to them, because they can charge higher fees, poor customer service, lack of services to certain groups or demographics. Etc etc etc

[MariaDakargulia]

Seeing how financial markets ebb and flow reminds me of past events. Artur Grandi's book provides a clear formula for stabilizing investments and delves into options like cryptocurrency investments.

[ryanyu]

In short, money printer is gonna go soon