The Ultimate Guide to the 2/1 Buydown Mortgage Strategy

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What's the most common winning investment strategy for a new beginner?

Vlad-eibs
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Can you please stick to realistic median home sales prices? Like, I believe the national median is around $450, 000 - $500, 000 right now. So many on YouTube always show these low numbers and really add to the overall confusion about the reality of how close, or far, they are from affording a home.

Av-vdwk
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I think one thing not mentioned is that let’s say (more common than $5k) that you need 10 points which is somewhere around let’s say $10, 000 - You are adding this to the overall purchase price of the home AND paying interest on this amount over the course of your 30 year mortgage. So that 10, 000 (at 7.5) will end up costing you $25, 000 over 30 years. Or $20, 000 @ 5.5% and so on. So how’s this, like you say, “Free Money”?

Av-vdwk