Insurance is Too Expensive | Subaru WRX

Owning the WRX is a fun experience, but is it worth the price of insurance? Before buying a Subaru WRX, it may be a good idea to factor in the price of the insurance.
-
#subaruwrxsti #subaruwrx #carinsurance #subaru #wrx

[tristandeveault]

That's just insane!! Paying 691$/year for full coverage on 2023 VB here in Quebec, Canada. 27 y/o.

[chinchy]

Assuming that guy in the black hyundai genesis has the 3.3 twin turbo v6, the 0 to 60 time for his car and an sti are the same at about 4.5 seconds

[Fwhalon]

I just got a 2015 WRX STi and the cheapest insurance I could find was $3000. Everything else was 5k+. I live in Washington

[ClassicCaleb]

I was expecting a big jump when I switched from a 2023 Honda Civic (base hatch 6 speed 2.0 puny and slow) to a 2023 Subaru WRX but my insurance actually went down. Can't really explain it aside from maybe a higher theft rate with the Civic? Using Traveler's insurance for what it's worth. Good info, I had no idea about these accident and ticket statistics. I pay $113 a month as a 40yo with one small BS speeding ticket for supposedly going 35 in a 25 almost 3 years ago. I imagine as you get older that will be the main factor though and your insurance will continue to get cheaper with a decent driving record.

I also wonder now if the lack of an STI may have helped as well. All the insurance company sees now at most is "limited" for mine. So maybe these aren't flagged as bad as the "sportier" STI's were (in their eyes?)

[xrmerkur]

it’s a good thing Michigan is such a beautiful state, otherwise with insurance rates like these many would run for the hills.

[jerryhardwick]

I’m 45, one ticket when I was 17. I’m paying 960.00 every 6 months on my 2020 Sti in Kansas City.

[xXTDCXxCaboose]

In my 30s my insurance is $600 per 6 months for my 2014 Impreza WRX. Im also shopping upgrades and have gotten a quote on a 2020 STI for like $650 per 6 months so really Its probably more to do with age and how long you been with your insurance company and your history with them.

[Mr.Raviko]

I think it also depends on age, location, and history. I have 3 cars including my STi, all full coverage for less than the price you showed annually.

[roninlaw]

Yeah it's really amazes how many people are crashing these cars. I'm on my 3rd STI and have owned one since they first came to the States 20 years ago and I've never even lost traction. Here in Florida insurance rates are out of control too. I swapped companies many times in the past couple of years trying to get the best rate, and I'm back with GEICO. I use the safe driver app and that helped quite a bit lowering my payments. I'm like you I generally drive safe and don't race other people. But if I'm feeling like a spirited drive late at night or somewhere when it's appropriate, I just turn the location off on my phone and it won't record the trip. Also I'm a bit older too, so you definitely get judged on your age alone.

[sg]

Are you saying that the WRX rate is different than the Sti?

[ARealEvilGopher]

1 of 700 hyper blue sti, 18.5k of performance mods listed on my 50/100/50 with 500 deductibles. Pay just over 200 a month for myself with Geico which im happy with.
LONG LIVE SUBIE FAM

[sti_clone]

In Ontario here paying just under $1500 for full coverage …it’s out there you just need to have a good broker that can find you the deals for your circumstances:)
Edit : @2:32 haha you got me 😂

[NewOrleansSpeed]

If the WRX subreddit is anything like the BRZ one, y’all be crashing, constantly

[tortuga]

Went from a jeep wrangler to a 2023 wrx. Only 20 extra bucks a month. Im 38, clean record.

[anthonyhoang]

I am planning to get the Subaru WRX instead of the sti. The sti the insurance is too expensive for me to afford

[aidenmiller]

Bought a 2020 WRX at 18 and my insurance is stupid 😭

[theamazinggoldfish]

Yo Dude!!! Im 59 and want the WRX wagon 271HP in 6 speed "Manual" (currently being sold in Mexico), so whats with the old age statement??? Just kiddin love you man I am currently driving an 2021 5 speed sport Impreza hatchback. 😂👍

[vrglx]

I pay $107 a month for my 22, and that is full coverage

[Matt-hbtu]

I just bet against myself as a good driver. My insurance is $800 AUD but my excess is $2000

[B]

camaro ss has higher rates in Michigan i believe