This is How Expense Ratio Eats NAV and Your Returns in Mutual Funds | How NAV & Expense Ratio Works!

This 3 minute guide will explain you how NAV and Expense in a Mutual Fund works and how Expense Ratio eats up NAV and your returns every single day.

#mutualfunds #investing #stockmarket

Explained in the video:
What is NAV
How NAV works
How Expense ratio works

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⚠️ DISCLAIMER: THE CONTENT PROVIDED AND TALKED ABOUT IN THE VIDEO IS NOT AN INVESTMENT ADVICE. I AM NOT A SEBI REGISTERED INVESTMENT ADVISOR.
THE VIDEO IS SOLELY FOR EDUCATIONAL PURPOSE ONLY. PLEASE DO YOUR OWN RESEARCH BEFORE INVESTING.

[rahuldas]

Hello Ranjan, your 3 minute guide videos are simply amazing, to the point and information worthy. But I request you to please upload some full fledged videos during the mean time also. I am eagerly waiting for your long detailed videos on stocks, MF, taxation, etc. I hope you'll upload one soon ❤.

[nikhil]

I am investing 10, 000 per month in Aditya Birla PSU fund and 10, 000 per month in quant small cap and 10, 000 in quant mid cap And 5, 000 in icici nifty 50 and 5, 000 in parag Parikh FlexiCap and 1 lacks in smallcase (safe haven) For my son higher education and for short duration only for 1 year
If any changes needed please let me know...

[maheshwaricreation]

Sir jab new NFO launch hota h tab Direct or Indirect dono mutual funds ki NAV starting me same hoti h??

[robertlhungdim]

Hello Ranjan and everyone .. i m new to MF .. started my humble MF portfolio .. I m having hard time figuring out when the daily gains and loss gets updated in dashboard…

[chitranjanpal]

Kisi mutual fund me invest krne ke liye NAV kitna important hota hai. Jese ki HDFC BSE Index Fund ka NAV Jayda hai aur Nippon India Index Fund ka NAV kam hai.Kya jiski NAV kam hai usme invest krna chahiye.

[familyisforever]

Sir please review my portfolio:
1. HDFC Retirement Savings Fund : Rs 2500
2. Parag Parekh Tax Saver : Rs 2500
3. Edelweiss Multicap: Rs 2500
4. SBI Large & Midcap : Rs 1500
5. Kotak Emerging Equity : Rs 1500
6. BOI Small Cap : Rs 100

Should I add Quant mid cap also?
Please suggest.

BR
Sumit Rawat

[DeepakKumarSingh]

i need to see actual calculation . Take an example of any Mutual fund, fix SIP for 1 year and calculate the Expense and all

[Garvitkharb]

Please review JM flexi cap fund and tata small cap fund for long term sIP

[verupakshagouda]

Short n crisp info u gave sir... Thank you

[mehulpatel]

Bhai Mutual funds ko bechne par konse din ka NAV count Hoga ?

[utkrishtvardhansingh]

Nippon small cap MF ka Nav toh 159 hai aur expense ratio 0.8 toh kya ye sahi rahega 🤔

[nagmasheliya]

ICICI prudential nasdaq 100 mutual fund me sip kare ya na kare plz make a video

[rahulmanki]

Quant fund ke bare me apki kya openion he sir..abhi bhot positive results mil rahe he

[shaun]

Are you saying the solution is to move to ETFs instead of MF or just educating about Expense ration ?

[subhashbharti]

यानी कमाई करो और उड़ाओ, saving नहीं करना 😂😂

[WallstreetTraderrr]

Ek confusion hai...if NAV goes 10 to 9 then ispe b expense ratio lagta hai kya....means loss me bhi expens ratio cut hota hai lya

[gmm]

Hello sir,

I am working in corporate sector and i am allowed to trade only 1 broker.

I request you to help me with the app in which we can directly invest in MF without opening demat account.

Note i dont want to invest directly on MF website.

[mudassarwasta]

You are clearly misleading investors. You say through the example that when investors think of 11% returns, they would actually get 10.967% returns because expense ratio will be deducted from original NAV to give new NAV. This is where you are grossly mistaken in your explanation.

The NAV itself is Net Asset Value which is obtained after deducting all the charges and expense from the fund. This means that when the investor gets 11% returns from the fund, they get 11% returns through the NAV which is displayed publicly. Nothing is further deducted from the NAV before it is redeemed to the investor's bank account. Whatever returns the fund gets in-house, from which expenses are deducted, is not of much concern to the investor as long as they are getting returns as expected. There is only ONE NAV.

Yes, I agree that high expense ratio cuts into the overall returns of a active mutual fund.

[priteshthakker]

What a negative depiction of expense ratio
Do you need MF / AMC services to be done Free of cost?
in your many videos, you been telling that "nothing in this world is free", then why see expense with negativity like this?

[Anupanup]

Sir kya expence ratio change hote rehta hai ya fixed rehta hai ..plz reply ❓❓❓❓