Treasury Ladder vs. CD Ladder

Should you build a Treasury ladder or a CD ladder?

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#treasury #cdladder #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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[tracythompson]

State tax is a biggie. i had never bought treasury’s until recently. i use and like the Vanguard treasury platform!

[samhouston]

You forgot to mention interest payment frequency. For example many CD’s pay interest monthly and treasuries don’t offer that

[alphamale]

There is a lot of information on the Fidelity treasury screens that is confusing, "yield to worst", etc. Maybe you could do a video explaining these terms. The CD screens at Fidelity seem simpler.

[WhatIsThis-zqhk]

Also CDs compound whereas treasuries do not compound. That will make a difference if the duration is longer

[chrisbentley]

Where should one park cash in a tax deferred account - short term bond fund?

[jeannes]

does Fidelity charge a fee on brokered CDs?

[raylander]

If you could speak slower I would understand. Thank you