I Ranked All Of My Credit Cards (Here's What You ACTUALLY Need)

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Over the past 4 years, I’ve gotten 15 different Credit Cards, some of which I’ve gotten a ton of value out of and still use today, and some of which I really didn’t get as much value as I hoped, and ultimately decided to cancel.

So, in this video, I’m actually going to go through and Rank every single one of my Credit Cards, because I think doing so is going to help you understand which Credit Cards that you should actually get, and I think learning from other people’s experiences is a great way to form your own thoughts on which Credit Cards would be most valuable to you, personally.

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Thank you all so much, I appreciate each of you!

-Matt

Videos I recommend:
📹Capital One Venture X - 10 Things To Do (IMMEDIATELY):
📹Your Hilton Credit Card Strategy Is WRONG! (Do THIS Instead):
📹I Ranked Every American Express Credit Card (Get These 5!):

Let's Connect:

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TIMESTAMPS:
0:00-1:33 Ranking All My Credit Cards
1:33-2:57 Alaska Airlines Card
2:57-4:03 Chase Freedom Flex
4:03-5:07 Hilton Honors Card
5:07-6:12 Get The Most Out Of Your Credit Cards w/ Kudos
6:12-7:28 Hilton Surpass
7:28-8:24 Chase Freedom Unlimited
8:24-9:39 Chase Sapphire Preferred
9:39-12:02 American Express Gold
12:02-13:08 Hilton Honors Business
13:08-14:20 American Express Business Gold
14:20-15:20 Marriott Bonvoy Business
15:20-16:12 Chase Ink Unlimited
16:12-17:02 Chase World of Hyatt
17:02-18:21 Capital One Venture X
18:21-19:32 IHG Premier Business
19:32-20:57 Delta SkyMiles Gold
20:57-21:27 Final Thoughts

Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop will earn an affiliate commission or referral bonus. Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Any offer that is presented in this video, is subject to change, and is simply the offer I found when recording this video. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Please keep in mind that this video is for entertainment purposes only & is not to be used for financial advice. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

[MattWelterOfficial]

What are your thoughts on my rankings?

[AnthonyVenture]

Good stuff Matt! I think all of your rankings were very fair and I really still loved how you maximized your wedding for FNCs at Waldorfs haha.

I’m with you on closing that Hilton Business and keeping the surpass.

Great video as always Matt!

[TheCreditFrog]

The Hilton Business card is indeed a worse version of the Surpass card now. Such an L when that card was updated! Great list Matt! Fun to see how you ranked all your cards!

[FishPoints]

Great video. I agree with most of your rankings. For me personally I would move Amex Gold to S tier since you do use it for everyday spend with groceries and dining out, with the CSP i would move it A tier I value being able to transfer to SW. I would move the Hilton Surpass to A tier because I feel lts more valuable than the base hilton card between the SUB and the multipliers.

[kevinfinancetips]

Great video Matt! It's great to hear that you were able to maximize those Hilton FNAs for your honeymoon, I've been wondering whether I should hold off on signing up for those cards until I have a larger trip planned because of their lifetime language, or if I should start the clock for the Hilton upgrade ladder. Definitely a difficult decision for me!

[DeEs-fo]

Hilton Aspire ranked D tier in thumbnail, but not talked about in video?

[SledgeIncTeam]

Great Video Matt... If I did one of these and added the cards that I canceled, it would probably be at least 50+ cards hahaha

[juergenpiano]

Great video and card selection. Learned something new for sure. You might want to make another video for people in simple mode or people who just don’t want to deal with the myriad of e.g. Amex credits. Not for simple mode, you could also consider the transfer bonus of chase points (often 30%) and other cards. This can mix up the 1.5 vs. 2 points ranking. For simple mode, the most complex for some users might be dealing with venture x style credits and maybe one free annual night. In such a ranking, the chase cards would probably rank a little higher. I was such a simple user before, and some people simply have a busy life. 😊 thank you for the video!

[daegoe]

Think it’s a good list as far as I know.
The Amex gold is probably where it should be if you were already someone who was using it and keeping it (unless you use that credit strictly for shake shack). Sapphire preferred is definitely more of a low mid-tier/high low tier card as far as benefits go but primary cdw is great, and solid for a low cost 3x earner on restaurants. And for some, the freedom cards are really good because they have good multipliers, and have travel protections, and secondary cdw. the unlimited has extended warranty too. For some, that deserves a bump up

[Cryptid]

I think it was a big mess not to put the preferred in S because from the $95 you essentially get all the perks and bonuses of the Chase ecosystem

[jamesyu]

I personally like the IHG cuz the FN sure out weights the AF, i like the surpass especially for the gold status with it

[AP_]

Oh wow I didn’t know Delta had direct flights from Seattle to Oaxaca. You spend any time in Chiapas or Puebla?

[jackoconnell]

Where do you buy the Hilton gift cards?

[roger]

Vx. I have to pay 300 to get 300 credit. That means I have to pay for the travel.

[td]

How difficult or easy to redeem Hilton free night? Can anyone tell me. Thank you.

[Edwinshin]

Did you stay at Conrad Washington DC during Labor Day??
If not, I might confused with someone else

[pastalu]

I have almost all the same cards except Amex Business Gold and IHG. I agree with your ranking. Good info. Thanks!

[Kyle_Davis]

Freedom Flex should be ranked B imo. Hard to beat 7x dining during that quarter.

[briancox]

Is the Capital One Venture X now cutting the Priority Pass?

[JacobsPointsAndProfit]

Hey Matt, I might have missed it, but do you have a video that goes more in-depth on why you canceled the Hilton Business card? I think I want to cancel mine and I need confirmation I'm making the right decision lol