5 AI Fintech AI in Emerging Techs #aifintech

This video outlines key concepts in Neo Banking, Embedded Finance, and RegTech.

Neo banking refers to digital-only banks that operate without physical branches, providing financial services through innovative online platforms. AI plays a crucial role in empowering personalized experiences in neo banking, with leading players such as Revolut (UK) and Chime (USA), as well as Jupiter and Niyo in India.

Embedded Finance involves integrating financial services into non-financial platforms, allowing seamless access to banking functions across various industries. AI facilitates this integration, with notable companies like Stripe (USA) and PayPal (USA) leading the sector, alongside Indian players such as Razorpay and ZestMoney.

RegTech focuses on streamlining regulatory compliance for businesses, with AI ensuring robust compliance through automated solutions. Companies like Trulioo (Canada), Thomson Reuters (USA), Signzy, and Simpliance are driving innovation in this space. AI, as seen, enhances neo banking, integrates embedded finance, and strengthens RegTech's capabilities.