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THAT'S IT! The Car Market CRASH of 2025 to be SAVED by BAILOUT

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The Car Market CRASH of 2025 is on the horizon... I firmly believe that. All data points that way, something has got to give... and soon! So many dealers are living in Lala-land, hoping the Government will bail them out. You know, like they did last time. I don't think they deserve a bailout after the greedy tactics they deployed and allowed to go on during the last few years. In today's video I talk through the following points:
- The car market is in shambles, and we’re on a direct path to a crash in 2025.
Todays video I’m going to provide stats facts and figures that explain:
- Why we are heading toward a bailout…
- Whats good about a bailout.
- What’s bad about a bailout.
- Why I don’t want it to happen.
- But Why I think it will happen.
So stick with me!
Why we are heading toward a bailout… Stats for the new folks:
- Number of loans 30 days past due are the highest we’ve seen since the 08-09 recession…
- Quality has gone down… prices have skyrocketed.
- 42% growth in MSRPs since 2019
- Outsourcing to cheaper labor countries…
- Insurance premiums have over doubled since 2023. 60% each year.
- $48,405 average new vehicle price
- $7200 average negative equity
- $7236 average credit card debt
- 23% growth in repos over last year
- 7% New vehicles… 11% Used
- $760 new vehicles payment…
- $525 used vehicle payment
- 1/6 auto loans over $1000
- 1/5 auto loans denied last quarter
- Combine that all with economic uncertainty…
- Ford’s F150 and Toyota’s Tacoma… best in-class selling pickups.
- Ford F150… 550K-575K sales (47 consecutive years)
- Silverado right behind 530-545K
- Ram 440-460K
Mentioned the negative equity being over $7200…
- Dealers are largely to blame for the inflated auto loans out there. They took advantage of people during the pandemic.
- People want to cut the needless dealers out of the equation. But they can’t.
- No direct to consumer like Tesla… protected by state dealer franchise laws that regulate the sale of vehicles by requiring most vehicle sales to take place through franchised dealers. These laws aim to protect car dealers from unfair competition that could put them out of business.
New vehicle pricing is out of touch with reality. Hence why we’re seeing so much inventory stacking up… dealers can’t sell. They’re turning away allocations and deliveries.
Quick reminder of the last government bailout during 08-09 recession:
- President Bush signed the bill into law creating a $700 billion dollar Treasury fund to purchase failing bank assets.
- In the end, about $443 billion of the $700 billion authorized was actually used to bolster banks, automakers and giant insurance firms.
- $17.4 billion to U.S. automakers GM and Chrysler.
- Bailout means you and I pay for it…
- Just like government subsidies on EVs… you and I pay for it.
- Prices of vehicles have a direct impact on insurance premiums. Cost of repairs has gone up tremendously.
- All these high trimmed vehicles with huge price tags cause an inflated insurance bill for all.
- Average cost of car insurance in the United States is $2,543 per year for full coverage and $678 per year for minimum coverage.
What’s good about a bailout:
- keeps jobs in America -no mass layoffs
- Helps Stabilize a volatile economy (although with an artificial stimulus)
- Lessens the reliance on other countries for automobiles
- Benefits shareholders… boosts stock price
What’s bad about a bailout:
- Rewards reckless behavior and poor planning
- Taxpayers end up fitting the bill
- Doesn’t teach greedy dealerships a lesson
- Sets a precedent that businesses need not budget appropriately and plan for rainy days.
Why I don’t want a bailout to happen:
- It justifies greedy dealership tactics.
- Dealers are acting as though inventory levels across the US aren’t growing at an alarming rate.
- 120% since 2023. 3M new vehicles available… 2.2M used vehicles.
- The economic turmoil that follows a bailout can be devastating. You and I ultimately pay for it as taxpayers.
- Dealers should reap what they sow.
- Reckless businesses shouldn’t receive special treatment… especially over American Families.
Why I think a bailout will happen:
- Trump is a huge advocate for keeping things made in America, by Americans.
- He’ll go to great lengths to keep our automotive giants here.
- Possible to apply added tarriff funds toward automaker rehabilitation
- Tariffs wont increase pricing of cars much imo.
- We as a country need to Lessen senior executive-level pay… all CEOs are paid enormous amounts of money.
- GM CEO Mary Barra's total compensation $27.8 million…
- Ford CEO Jim Farley $26.5M…
- Stellantis CEO (now resigned) CEO Carlos Tavares $39.5M
- For context that’s the same as employing 500 people at $79,000 per year.
Thanks for tuning in, your support means a ton! Please consider Liking and Subscribing if you haven't already. Thank you!
-Stay Untamed...
#carmarket #marketcrash #vehicles
ENGAGE WITH ME ON INSTAGRAM:
@untamed_motors
- The car market is in shambles, and we’re on a direct path to a crash in 2025.
Todays video I’m going to provide stats facts and figures that explain:
- Why we are heading toward a bailout…
- Whats good about a bailout.
- What’s bad about a bailout.
- Why I don’t want it to happen.
- But Why I think it will happen.
So stick with me!
Why we are heading toward a bailout… Stats for the new folks:
- Number of loans 30 days past due are the highest we’ve seen since the 08-09 recession…
- Quality has gone down… prices have skyrocketed.
- 42% growth in MSRPs since 2019
- Outsourcing to cheaper labor countries…
- Insurance premiums have over doubled since 2023. 60% each year.
- $48,405 average new vehicle price
- $7200 average negative equity
- $7236 average credit card debt
- 23% growth in repos over last year
- 7% New vehicles… 11% Used
- $760 new vehicles payment…
- $525 used vehicle payment
- 1/6 auto loans over $1000
- 1/5 auto loans denied last quarter
- Combine that all with economic uncertainty…
- Ford’s F150 and Toyota’s Tacoma… best in-class selling pickups.
- Ford F150… 550K-575K sales (47 consecutive years)
- Silverado right behind 530-545K
- Ram 440-460K
Mentioned the negative equity being over $7200…
- Dealers are largely to blame for the inflated auto loans out there. They took advantage of people during the pandemic.
- People want to cut the needless dealers out of the equation. But they can’t.
- No direct to consumer like Tesla… protected by state dealer franchise laws that regulate the sale of vehicles by requiring most vehicle sales to take place through franchised dealers. These laws aim to protect car dealers from unfair competition that could put them out of business.
New vehicle pricing is out of touch with reality. Hence why we’re seeing so much inventory stacking up… dealers can’t sell. They’re turning away allocations and deliveries.
Quick reminder of the last government bailout during 08-09 recession:
- President Bush signed the bill into law creating a $700 billion dollar Treasury fund to purchase failing bank assets.
- In the end, about $443 billion of the $700 billion authorized was actually used to bolster banks, automakers and giant insurance firms.
- $17.4 billion to U.S. automakers GM and Chrysler.
- Bailout means you and I pay for it…
- Just like government subsidies on EVs… you and I pay for it.
- Prices of vehicles have a direct impact on insurance premiums. Cost of repairs has gone up tremendously.
- All these high trimmed vehicles with huge price tags cause an inflated insurance bill for all.
- Average cost of car insurance in the United States is $2,543 per year for full coverage and $678 per year for minimum coverage.
What’s good about a bailout:
- keeps jobs in America -no mass layoffs
- Helps Stabilize a volatile economy (although with an artificial stimulus)
- Lessens the reliance on other countries for automobiles
- Benefits shareholders… boosts stock price
What’s bad about a bailout:
- Rewards reckless behavior and poor planning
- Taxpayers end up fitting the bill
- Doesn’t teach greedy dealerships a lesson
- Sets a precedent that businesses need not budget appropriately and plan for rainy days.
Why I don’t want a bailout to happen:
- It justifies greedy dealership tactics.
- Dealers are acting as though inventory levels across the US aren’t growing at an alarming rate.
- 120% since 2023. 3M new vehicles available… 2.2M used vehicles.
- The economic turmoil that follows a bailout can be devastating. You and I ultimately pay for it as taxpayers.
- Dealers should reap what they sow.
- Reckless businesses shouldn’t receive special treatment… especially over American Families.
Why I think a bailout will happen:
- Trump is a huge advocate for keeping things made in America, by Americans.
- He’ll go to great lengths to keep our automotive giants here.
- Possible to apply added tarriff funds toward automaker rehabilitation
- Tariffs wont increase pricing of cars much imo.
- We as a country need to Lessen senior executive-level pay… all CEOs are paid enormous amounts of money.
- GM CEO Mary Barra's total compensation $27.8 million…
- Ford CEO Jim Farley $26.5M…
- Stellantis CEO (now resigned) CEO Carlos Tavares $39.5M
- For context that’s the same as employing 500 people at $79,000 per year.
Thanks for tuning in, your support means a ton! Please consider Liking and Subscribing if you haven't already. Thank you!
-Stay Untamed...
#carmarket #marketcrash #vehicles
ENGAGE WITH ME ON INSTAGRAM:
@untamed_motors
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