How Much Home Can I Afford | How to Calculate Your DTI Ratio | Calculate Your Debt to Income Ratio

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[FULLTIMEPUBLICATIONS]

Gold! No other word to explain it. This is a huge help

[mskneeknee]

This is the best explanation of DTI I've ever seen on Youtube! Thanks

[iboxirun]

This woman is a national treasure. Many thanks!

[smoothkk]

This is a good example of why the last 6 months I have been paying off all my debt.. shit is working.. Only my car note left!

[emmielashearose]

Freshly Debt free and it feels so good !., in my 20s married and plan on staying debt free. 😃Buying a home is our next goal and that's gonna be the only debt I plan on Ever having.

[sabrinajoseph]

Ms. Hill, I stumbled upon one of your videos the other day and have been hooked on the way you thoroughly explain home ownership. I feel embarrassed to say at almost 50, I've been Ok with renting until now. Rental prices are ridiculous, so now I'm getting my affairs in order to purchase within the next year or 2. Again, thank you for sharing your knowledge and experience. Blessings to you and your family!

[iamenvymetoo]

Literally over here crying at the fact that $200K was $1250/ month in 2020!

[evanwindom]

I appreciate the honesty of this video. So many videos out there around borrowing/financing are about how to game the system and work the angles to end up borrowing more than you should. There's no bias here. Just a straight factual approach and accurate setting of expectations. Well done, Shaheedah.

[lt]

so much easier to pay off everything before getting a mortgage pay off credit cards and pay off your car pay off everything that has interest.

[GPHVNKK]

I just wanted to let you know how much your videos are helping me. When I was growing up nobody ever schooled us on this important information. Thanks to you I am really understanding, thank you so much!! Barbara

[allie]

Thank you! This was clear, straightforward and informative. Looking to build a home next year, so I’m trying to learn as much as I can. You have a new subscriber 😊

[yayalittle]

Love how you explained this so clearly!

[gaming_with_rex]

Great example of why you need to know your numbers before you even start looking at houses. Thank you for the video

[heyhey]

I am 100% recommending your videos to anyone I come across that’s looking to buy their first house like me. Super helpful!

[justwatching]

Your channel is so helpful! It seems so simple but a lot of people don’t know this. I can’t remember this process going into my second home. So it’s very refreshing to see you break this down step-by-step for a lot of people. So thank you very much. I almost feel guilty that you give away all of this information for free.

[iamkiasaint]

Thank you for explaining this info. You are GREATLY appreciated. Blessings beloved 🥰

[militzasanchez]

I Love you Mrs. Hill 💕 Thank you so much for this… it was straight to the point! On my Journey to purchase my first home!!

[Adorah_the_Explorer]

This was EXCELLENT and broken down so easily. Now I’m about to be obsessed with calculating and getting that DTI to where I want and need it it to be. I do not want to be told I do not qualify for what I want. I’m determined to get this debt paid off. 😊

[bridgethall]

Thank you for supplying so much valuable information FREE!!! This video was a gold mine for me!

[aroucagirl]

This is so necessary for everyone to know. How lenders calculate what we can afford is so different from the reality of all our other expenses we have every month. It makes you put a mirror to yourself and hopefully get your other expenses down to the 36 to 40 range