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What Income Can be Used to Qualify For a Mortgage
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What income can be used to qualify for a mortgage? Lenders will assess all of your income sources and monthly debts to figure out what mortgage you can afford. Michelle Oddo goes over 15 sources of qualifying income that you can use to qualify for a house. Many of them have stipulations attached, if you have any of these income sources or questions about other types of income, feel free to reach out to her with any questions.
If you are looking to refinance or purchase a home now or in the future, meet with the Oddo Group.
Michelle Oddo
Senior Mortgage Banker & Branch Manager
M (303) 961-6906
O (720) 738-1081
CO License 100028804
NMLS 297239
As a prior partner of her own mortgage brokerage company, Michelle has over 25 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. She enjoys helping people choose the right loan to fit their specific needs, and prides herself on educating clients on all available options. Michelle’s expertise is working with self-employed, first time homebuyers and counseling challenging borrowers. Passionate about giving back to her community, Michelle is a member of Chamber of Northwest Douglas County, the Homes for Heroes and SMDRA. Her awards include:
o Top 1% Originator for 2014, 2015, 2016, 2017 & 2018
o 5280 Magazine’s Five Star Loan Officer (a multi-year winner)
o Chairman’s Club at NOVA® Home Loans for 2012, 2013, 2014, 2015, 2016, 2017 & 2018
o Awards (2017 & 2018):
Best Mortgage Lender: #1 in Highlands Ranch, #56 in CO
Best Mortgage Refinance Lenders: #3 in Highlands Ranch, #49 in CO
Best VA Mortgage Lenders: #1 in Highlands Ranch, #31 in CO
Best FHA Mortgage Lenders: #3 in Highlands Ranch, #32 in CO
Best Mortgage Lenders for Low Down Payment: #1 in Highlands Ranch, #43 in CO
Best Mortgage Lenders for First-Time Home Buyers: #2 in Highlands Ranch, #65 in CO
Best Mortgage Brokers: #1 in Highlands Ranch, #14 in CO
Best Mortgage Lenders for Low Credit: #1 in Highlands Ranch, #41 in CO
#BestMortgageLender #MichelleOddo #qualifyingincome
If you are looking to refinance or purchase a home now or in the future, meet with the Oddo Group.
Michelle Oddo
Senior Mortgage Banker & Branch Manager
M (303) 961-6906
O (720) 738-1081
CO License 100028804
NMLS 297239
As a prior partner of her own mortgage brokerage company, Michelle has over 25 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. She enjoys helping people choose the right loan to fit their specific needs, and prides herself on educating clients on all available options. Michelle’s expertise is working with self-employed, first time homebuyers and counseling challenging borrowers. Passionate about giving back to her community, Michelle is a member of Chamber of Northwest Douglas County, the Homes for Heroes and SMDRA. Her awards include:
o Top 1% Originator for 2014, 2015, 2016, 2017 & 2018
o 5280 Magazine’s Five Star Loan Officer (a multi-year winner)
o Chairman’s Club at NOVA® Home Loans for 2012, 2013, 2014, 2015, 2016, 2017 & 2018
o Awards (2017 & 2018):
Best Mortgage Lender: #1 in Highlands Ranch, #56 in CO
Best Mortgage Refinance Lenders: #3 in Highlands Ranch, #49 in CO
Best VA Mortgage Lenders: #1 in Highlands Ranch, #31 in CO
Best FHA Mortgage Lenders: #3 in Highlands Ranch, #32 in CO
Best Mortgage Lenders for Low Down Payment: #1 in Highlands Ranch, #43 in CO
Best Mortgage Lenders for First-Time Home Buyers: #2 in Highlands Ranch, #65 in CO
Best Mortgage Brokers: #1 in Highlands Ranch, #14 in CO
Best Mortgage Lenders for Low Credit: #1 in Highlands Ranch, #41 in CO
#BestMortgageLender #MichelleOddo #qualifyingincome
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