Why you need a Credit Card + 3 Best Credit Cards for you

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Let me tell you why you NEED a credit card. You don't know how many benefits you can get when you are disciplined and smart with your spending. I use credit cards for all my purchases!
Let me also recommend you my top 3 picks for credit cards!
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//Videos that might help you:
//About Jay
I am a tech junky and gadget freak from India. I’m passionate about technology and always readily curious to find some new tricks and hacks. This is a channel where you can learn all about the latest tips, tricks, tutorials and hacks regarding various trending topics.
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// My Tech Gear
Current Phone: iPhone11
Camera: Canon 80D
Microphone: Blue Yeti

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Комментарии

I was literally searching about this today! Seems like Jay Kapoor can read minds😳🤲🏼

VinayakShastri

I was using HDFC freedom card. Now updated to HDFC IOCL Rupay card. Which gives 5% cashback on fuel spends at Indian Oil Petrol Pumps.

vaibhavpatil

Most underrated Channel, Why not 10M?

cyberexpo

Pro tip for beginners -
You should never use 100% credit limit bcoz you'll be labelled credit hungry and your credit score will reduce, always use max 20-25% of your credit limit, e.g - if you have a credit limit of 1 lakh use upto 20k per month not more than that, if you have higher requirement than you should have 2-3 credit cards so that you do not exceed the 20% mark in each one of them.
Never withdraw cash from a credit card, very high fees is levied on you, per transaction ₹500-600 in some banks.
For beginners best card is Amazon Pay ICICI Card Period. Look no further.

drmayankpatidar

bro could you make a part 2 for this like if you travel a lot, which card should you use, racking up airline, hotel points and other categories

ujjwal

If your salary is 30, 000, ask your credit card provider to decrease the credit limit to 29, 000. That way you can pay the total bill in 1 month, if not 1 month, you can manage it in 2 months.
Any any EMI amount should be around 10% of your salary. Follow these two steps. Otherwise you will be ruined.

jessyk

I don't understand why no YouTuber or any Bank officers warns us not to spend more than 30% of our CC limits. Sab siff kahate hai pay your dues on time and credit score increase hoga.. Even if u clear your dues on time, your credit score will decrease because of spending more than 30% of your limit.

tirtharajbarma

these days kids consider that owning apple products, branded clothing, jewellery or owning a lambo is what's called flexxing. Little do they know that owning an AMEX black card is the biggest flex of all

codexl

Mans legit woke up from bed and went straight to his computer to make the video

abhisheksathe

Bhai Tumhari hi Video Dekhke Maine ICICI Credit Card liya hai against FD Only ₹10500 ki Limit rakhi hai Kyuki Limit main use karu aur Credit Score bhi Accha Build Kar saku.
48 Days Cycle, No Annual Fees, 2 Payback Points per 100 Spend.
Special Thanks to you.

TheAkshayBhagat

Indeed I run my business using three free Credit cards that I own.

meerajbhavsar

I use Uni Pay 1/3rd card, quick on-boarding and higher limits. Plus you can split your bill in 3 parts and pay without any interest.

bhanupratapsinghshekhawat

I have SBI simply click & ICICI platinum credit card I use mostly simply click credit card bcz higher rewards. For wallet load I use ICICI Platinum. Time to time some random banks call me to offer their credit cards I reject them bcz I am not credit card hungry. I spend only when it is required.

shaad

If you travel via plane take credit cards related to that, also you will get lounge access for free, also if travel via train take irctc credit card.

amitasthana