Mutual fund Industry FOOL's you| IIT Madras Professor | How to Build wealth |

Mutual fund Industry wants to FOOL you|How to Build wealth, Plan for Retirement get Financially Free

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Time Stamps:-

0:00 Intro
1:11 The Path to Financial Freedom
3:31 Achieving Financial Freedom Before 40
8:44 Smart Investment Strategies
11:26 Avoiding “Get Rich Quick” Schemes
16:55 Selecting the Right Mutual Funds
20:56 Building a Systematic Investment Process
27:01 Developing Conviction in Market Investments
30:00 Indian Market vs. Japanese Market
36:02 If You Could Start Over…
41:08 What is an SWP (Systematic Withdrawal Plan)?
49:04 Women and Investing
50:47 Teaching Kids the Value of Investing
52:29 The Most Popular Article on Their Website
56:35 Is Intelligence Linked to Financial Success?
1:02:24 Should You Aim for Financial Freedom?
1:04:30 Subscribe

Join us in this insightful podcast as we sit down with Dr. Pattu, a distinguished professor at IIT Madras, to delve into the essential aspects of achieving financial freedom. This conversation is packed with actionable strategies and expert advice on how to build a strong financial foundation and make smart investment decisions.

We kick off the discussion by exploring the concept of financial freedom and how to carve out a path toward it. Dr. Pattu shares practical steps to achieve financial independence, particularly for those aiming to reach this milestone before turning 40. He offers a deep dive into smart investment strategies, emphasizing the importance of making informed choices and steering clear of common pitfalls like "get rich quick" schemes.

Navigating the complex world of mutual funds can be daunting, but Dr. Pattu simplifies the process of selecting the right funds that align with your financial goals. We also talk about building a systematic investment process and developing the conviction needed to stay invested in the market, even during turbulent times. The conversation extends to comparing the Indian market with the Japanese market, offering a unique perspective on global investment strategies.

Dr. Pattu provides invaluable advice on how he would approach investing if he could start over, giving listeners a chance to learn from his experiences. We also dive into the concept of SWPs (Systematic Withdrawal Plans) and how they can play a crucial role in financial planning.

A significant portion of our discussion focuses on empowering women to take charge of their investments and the importance of teaching kids the value of investing early on. Dr. Pattu shares insights from the most popular article on his website, shedding light on how intelligence may or may not be linked to financial success. Finally, we explore whether aiming for financial freedom should be the ultimate goal for everyone.

This podcast is a must-watch for anyone looking to enhance their financial knowledge, build wealth systematically, and develop a long-term investment mindset. Whether you're a beginner or a seasoned investor, there's something here for you!

Don't miss out on these key insights—watch the full episode now and take the first step towards your financial freedom journey. Don't forget to subscribe for more expert discussions on finance and investing!

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Disclaimer: Mr. Shubham and Mr. Hemant is not a SEBI registered investment advisor or research analyst. They are not registered with PFRDA or IRDA either. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented. Some of the links we have posted in the video, the description, the comments and other related resources or might be affiliate links.

Jai Hind :)

Regards,
Team Financially Free ™

[FinanciallyFree-in]

If you are looking for the part where we talk about Mutual Fund people strategy please go to timestamp:- 41:00

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[WaldronsSousas]

I feel investors should focus on under-the-radar stocks, considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered. I don't know where to go here out of devastation.

[vrharshal]

I m financially free at 37.
My advise is earning is more important than investment..
Don't live to impress anyone..20000 phone and 7-8 lac car is more than enough..( I can buy iphone and costly car now but will not buy)
Regarding investment, slow and study always win the race.
Don't complicate the things, just do SIP in nifty bees, junior bees, midcap bees, gold bees
Also do FDs for security and buy some property/ gold whenever you have chance..
EMI and Ulip plans are for banks not to help us..❤

[jubyvarghese]

Simple man, simple life, simple investment strategies...If ever there was a face to the K.I.S.S. principle, it should be Pattu sir's. Such a delight listening to him.

[teresabale]

In addition to his technical acumen, *Michael Hugh Terpin* also stands out for his integrity and transparency. He maintains open communication channels with his clients, providing regular updates, insights, and recommendations based on market trends. This level of transparency instills a sense of trust and confidence, making the trading experience with him not only profitable but also enjoyable and stress-free.

[CloudMasteryindian]

Hi sir,
I am sharing my story. My age is 35 and I have zero debt, 30 lakh in bank, fd, share market and MF, Sukanya. 35 lakh in retirement plan like ppf, vpf, pf and 2 bhk flat in talegaon with zero home loan, bicycle and 2nd hand car(hundai Verna). And next 2 yrs I will be in 1cr member. My study done with state board and I was very average student in whole study life. I started saving after marriage only within 7 yrs I made 1 cr value of my money.

[MANireacts]

I might not agree with Pattu sir on some points( just because he’s very conservative and that’s completely fine ) but listening him for an hour was just awesome so much to learn from him .

[The_real_Sarcastrovert]

I am greatly amused by Pattu sir… he says the most practical way to achieve the fin-freedom… பட்டு sir பட்டயக் கெலப்புராறு ❤🔥

[debashisguha]

Work till normal retirement age which is around 58/60 years. What is the need for early retirement? This "early retirement" Concept is promoted by mutual fund industry for their benefit. Savings in banks / postoffice as well as investment through mutual fund are the best way to build retirement corpus for happy retirement life.

[IdlyVada]

Pattu Sir is Legend. In this pool for wannabe finfluencers guy is God of Investments. Crazy Man in good sense. Much respect sir. Its a pleasure always to listen to you. Kudos to the people of this channel to host a great man. Salute

[srinivassipinsure]

If mutual funds are wrong how Nippon India Growth Fund who invested Rs 1 lakh todsy created 4 cr plus. How ? 22% cagr last 29 years. It's all publicity mimic people speak. Mutual funds sahi hai. Just follow.

[Wanderer_]

Excellent Conversation. SWP is more suited for fixed income instruments where the returns are more or less guaranteed and don't fluctuate too much with market dynamics. When you are in the market you need to cover all scenarios before investing (SIP)/withdrawing(SWP). Market doesn't behave like the numbers you put in an excel sheet, so decide wisely . When you are investing be aggressive (100% equity), when you are withdrawing be conservative ( Hybrid/FD/Debt)

[amitkulkarni]

The podcast should start with brief introduction of guests. It should be done by host

[subhasisbandyopadhyay]

The honesty of pattu sir and equanimity is amazing

[sundershyam]

He is not talking of jhun jhunwala or vijay kedia..

He is talking about common people.. and i think.. Keeping things simple will work..

[sridharkalyanaraman]

Never agreed with this man - At 21:30 - What is wrong with factor based investing? And finally he says people buy just random INDEX funds - is that a problem of uninformed investor behaviour or the problem of having index funds? I wish the interviewers were more informed to counter his statements rather than accept it by smiling or nodding -

At 23:50 - just no relevance to talk about factor based index of EUROPE to what is happening in India - What relevance - what correlation - Guys - please do not accept anything that is being said - please try to ask relevant questions ?

[AbhishekGogia]

Respect for pattu sir 🙏🏻
Following freefincal for a long time now.

[shilpadabke]

His retirement calculator figure frightened me so much that i became disciplined in life . Thank u prof for all the knowledge u have shared. Respect 🙏

[ArunKumar-mecp]

Excellent episode...Especially allowing Pattu Sir to spell out more

[uttejthakur]

Best approach for SWP -

First 3 yrs - arbritage fund
Next 3 yrs - baf fund
Next 2 yrs - aggresivs hybrid fund
Next 5 yrs - flexi cap fund
Next 10 yrs - mid cap fund
Next 15 yrs - small cap fund