Understanding Balance Transfer Offers, Terms and Fine Print

MoneyHub's Christopher Walsh explains what Balance Transfer Credit Card offers, what the fine print means and how much you'll pay. We use examples from Kiwibank, Westpac, ANZ and the Co-operative Bank to explain everything you need to know to make an informed decision.

Important - For anyone unable to pay off a monthly balance when it's due, balance transfer credit cards offer much lower interest rates and a chance to focus on repaying it, but it's not without risks.

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