Say hello to the NEW Amex (White) Gold Card👋

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

⏱️ Timestamps:
0:00 - Start Here

[WanderingExistence]

Woah, a White Gold card? My credit card is a Wells Fargo Lead Card. I got 2 extra checking accounts that I didn't even know about!

[nicksmith]

Definitely does not align with my spending. We shop more at Costco than the grocery store and use the Costco Citi card. Plus we rarely eat out and i already have a 4% back for both grocery and dining with no annual fee... Love AMEX though because i do hold the stock which has done very well.

[TechieTrevor]

I dont agree with the break-even. The benefits over some of the best free CCs is minimal and requires spending SO MUCH money to pay for it.

[bilgehankaya]

I don’t know if you don’t have big family to maxed 25k grocery spend and 50k dining spend I don’t think it is worth it. Capital one Savor one with %3 dining and grocery categories better for individuals with low spend like me.

[Rdsxfn]

Can we see what the back looks like?? 😂

[dannymartial]

A lot of the “rewards” force you to go places you wouldn’t otherwise go. Like Dunkins every month. They make shit foods, but you’ll go anyway because you want your money’s worth. I’d rather get cashback, or redeem on my choice of giftcard

[tonydouglas]

What do you think about the Amazon Prime Visa for someone that uses Amazon to buy most of their stuff ?

[Machturtle]

Bro it's not a good idea to spend almost $700 a month on food for a single person

[Userfan]

No, don’t get it. It’s the worst.
That 4% is not actually 4% as it is nit cash back but it redeemable, and Amex has ways around it.

[Psychomycomatt]

Ur crazy if u think people arent spending over 25k on groceries for there household right now. If ur single & have no responsibilities beyond yourself alone is the only way i see that being true.

[amberpiepho]

It might not be a good idea to post pictures/video of your credit card on the internet. 😐

[ZeusVII]

Living well below my means so no thanks on this consumption. I like your other videos though

[alexandrumates]

I don't see it that way. To me the Costco Citi still beats this. It probably wouldn't if it had a yearly fee, but it doesn't.

[Ken_M_M]

Best decision is to not spend on all this nonsense, except for groceries, and then is it actually worth it?

[vincentlopez]

Personally I would never advocate for a credit card unless you had no other way of raising your "score" It is very easy to spend more than you can afford and get to a point where you feel you are drowning in debt. Speaking from personal experience.

[BubbleTeaMe]

@humphrey a guide for those in canada would be appreciate

[mrheyz]

You are a hustler for the credit card companies. You are putting people in debt. You are part of the problem. Credit cards are a failed product. You do anything for money even if you know that the product is BAD.