*THIS* is the Best Performing TSP Fund in 2023 | Thrift Savings Plan

We are almost halfway through 2023, and the TSP funds have been performing well. Let's find out why this particular TSP fund is doing better than the others.

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⏰ Table of Contents ⏰
0:00 The Best Performing TSP Fund
2:30 S&P 500 Analysis
7:52 TSP Allocation Strategy

#FIREPsyChat #FinancialIndependence #TSP

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Disclaimer: I am not a financial advisor. I am solely sharing my personal experience and opinions. All Strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes only. There are financial risks associated with investing. You must conduct your own research and due diligence or seek the advice of a licensed advisor if necessary.

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[joseCalderon]

I had all my TSP in the L2040 fund for 6 plus years with a return of about 8%, so this year, 2023 I decided to move everything to the C fund because I can tolerate risk. I have about 17 more years to invest (I'm currently 47 with $62k in my TSP). Since I made the move from L2040 to the C fund, I've made about 12% plus in returns so far. Thanks for the video.

[klfullernd]

80% C, 12% S, 8% I. I’m less than two years from retirement but started all this in my 40’s, now 62.

[jameyvillanueva]

90% C Fund / 10% S Fund has been outstanding!! This is coming from Warren Buffet’s advise.

[rjmurray]

Was 60% C 20% S then 20% I
Now all in on the C 100% been doing quite well

[JuanMartinez-knqs]

Thank you for the strategy. 100 to the C fund since. I am In my 60s

[patrickmcleod]

With 500k, I'm rocking 80%C / 20%S, it's a risk I'm willing to take at 57 yes. 33yrs of service.

[wvu]

I’ve got 7.5 years left. I just switched from C/60, S/30, and I/10 to 100% C. When should I start moving into the G/F funds?

Starting January I will be contributing $30k a year.

[markthompson]

I'm 57 and retired from the USPS I'm currently 60% C 30% S and 10% I funds.
At what point should I roll back my risk? And what would you recommend?

[airplayrule]

I'm a new viewer.

Let's say after many years of contributions n yields via G Fund, I see the F fund maybe better for the future. is it really as simple as ok, i can move it n see how it goes? or is there something i dont know?

For example, i thought when buying T-Bonds in a brokerage, if rates go up, the T-Bonds go up. But they don't because they are EXISTING bonds that are worth less, because their value is decided by the secondary market n because they have the older, lower yields, n selling before maturity locks in losses, correct? so would that, or anything else bad, possibly happen if i move $ out of the G Fund into another Fund? Am i selling older bonds n locking in losses? are there tax consequences or any tax reporting hassles, etc?

how do we know what specifically is in the G fund (like their length before maturity of each Treasury in it, for example)?


I hope u reply.

[reaper]

10:30 Hey man so im only 22 yrs old going to be 23 this year and i put 60% in my C Fund, 20% in my S Fund & 20% in my I Fund just to be in the safe side just in case the I funds start to do well what do you think because i’m still in the process of learning about stocks

[louchelada]

I am 56..looking to get to 62...have 400.000... Have fifty percent in the c fund and fifty percent in the s fund ... just bumped it up from eight percent to thirteen percent

[eliharvyk]

Thanks for the great content! Currently doing 65 - C/ 25 - S/ 10 - I, but also considering going a bit heavier on the S fund -- maybe increase to 35-40%.

[MrLegendL]

About to be converted to a regular within USPS. I’m 44 and have no knowledge of stocks etc…where should I start to put my money. I would like to retire in 20 years.

[jaysonyabut]

I do 70 C 20 S 10 I. Went in the middle of DR’s recommended allocation. I used to do 70 C and 30 S, but I saw International doing pretty well this yr so I added it again.

[amysornon]

As of right now 10/30. My tsp is -9% year to date return. I have my funds allocated as 80% of C fund and 20% of S fund. I know the market is down but how am I in the negative so much.

[brandonkang]

I'm currently 26 with 35K in my TSP account. As of now I have 100% going into an L 2060 fund with Roth contributions. Should I just move everything to a C fund or mix C and L/S? I'm just confused whether I should ditch the L fund completely or not.

[Anthyee]

Im new to all of this but if anybody can chime in that'd be great. All of my funds are in G. Do I wait til interest rate drops low to switch into C or S to mazimize gain? like day trades?

[jmclay]

I have 4 more years, 50G, 35C, 10S, 10I. Should I put more on C, the rest is G. Thinking of putting more on C but nervous.

[liamkarlsrud]

I’m going to do 40 40 20 20 would be the ifund