Investment Expert Talks About Why 30-40 Crores Is Required For Decent Retirement

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In today's episode we have Saurabh Mukherjea, the founder and Chief Investment Officer of Marcellus Investment Managers. Saurabh was educated at the London School of Economics where he earned a BSc in Economics (with First Class Honours) and an MSc in Economics (with distinction in Macro & Microeconomics). Saurabh is a Founding Director of the Association of Portfolio Managers in India, a trade body. He continues to be part of multiple SEBI working groups whose role is to review and reform the rules governing portfolio management in India.

In this video, we uncover a multitude of fascinating topics:

💼 Which stock made highest money for Saurabh
🏢 Why Saurabh doesn't invest in gold
💰 How to identify the stock market
📊 How to make 10 Crores before age 50

This video is packed with priceless insights. Dive in now and share your thoughts in the comments below. Let's spark a conversation that breaks barriers! 💬👇🏻

Disclaimer: This video is for educational purposes only. 📚

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Timeline

[0:00] Highlights
[0:36] Introduction
[1:23] Which stock made highest money for Saurabh
[3:57] When did Saurabh become crorepathi
[6:30] How to identify the stock market
[9:40] Why Saurabh doesn't invest in gold
[11:35] Highest CAGR for Saurabh
[13:23] How to invest in stock market
[15:40] FIRE Number 50 Crores
[18:40] How to make 10 Crores before age 50

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Sharan Hegde is a personal finance expert who has been featured in Forbes, Economic Times, Mint, Times of India and many more. He is the Founder of The 1% Club, India's biggest finance community which helps people achieve financial independence.

#financewithsharan #finance #sharanhegde

[ChadRoberts-xi]

I just want my money to keep growing faster than inflation. That’s why I’m looking for companies to invest my retirement savings of $250K I have sitting in the bank. I just don’t know the best strategies to use to make solid gains with steady cash flow.

[debbygradley]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[michaelschiemer]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[Ak-jexd]

If 30-40 crore is a decent number for retirement, 99% of Indians aren't retiring ever in their lifetime.

[Peterl]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[Baldwin]

Successful investing/trading is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[BrewerVera]

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

[Ansh-vajra]

My monthly expense is about 25k, I have 80 lakhs ... I already feel financially free. I don't need 50cr to retire. My aim is 2 cr only.

[mariadrukker]

I am sure with this amount, nobody will be able to retire to be honest.

[Maverick]

It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks

[Higuannn]

Sir this is an eye opener video and I would be retiring in 3 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90, 000 per annum but nothing to show for it ahead of retirement.

[RoseBalerus]

Investment experts say you need about 30 to 40 crores for a decent retirement. This figure considers expected lifespan, inflation, healthcare costs, and lifestyle choices.

[vsyjgyc]

He will give you 30-40Cr returns, and will make you retire ready, if you give him 100 Cr

[ShirlPigram]

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

[AdeleLaurie]

5% annual return is easily thrown out there for illustrative purposes, but not so easy to achieve! Where do i put $500k cash reserve to keep cash safe for next 4 years? My concern is insolvency

[MizThe]

I've managed my retirement portfolio for 5 years with $900k in assets, but I've underperformed recently. Are there anyways to turn this around or Should I sell and switch to a High-Yield Savings Account?

[jainaayush]

If ‘’return banau jhaat bhar gyaan pelu raat bhar’’ had a face Saurabh would be its brand ambassador.
Ps : I exited from his CCP after making huge losses whereas the index was up by leaps and bounds.

[myrle-vg]

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

[Vocal]

If you are able to enjoy the small things in life and have access to digital entertainment, having a small 2BHK apartment (far from the city) with a good kitchen, a comfortable bedroom, a decent home theater with a music system, and an open space to grow plants and keep a few pets, can be enough for a fulfilling life, even with 1 crore. The key is to avoid comparing yourself to others and feeling jealous. This mindset fuels financial freedom, even with modest means.

Retirement doesn’t mean you stop working; it means you stop doing what you don’t like. Instead, you can create a small income by doing what you love and taking control of your time.

[PriyanshuRanjan-lo]

The guy who underperformed every index and every fund available in universe, whose smallcap fund has given -5% return in last 3 yrs whereas smallcap index is 150% up and other smallcap funds are 200-400% up, is giving gyaan 😂😂 irony